Best Personal Loan Rates for September 2020

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Advertised & Editorial Rates: This table includes two types of listings: ads that we may be paid for (“advertiser listing”); and listings that we research and publish to provide a more holistic view of market rates (“editorial listings”). Here’s how to tell the difference: if you see a clickable button, such as a green “Next” button, that is an advertiser listing, and if you do not see a clickable button, it’s an editorial listing. For more information, see our Advertising Disclosure

Accuracy of Advertised Terms: Each advertiser is

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Mark Ballard: Despite new law, Louisiana’s auto insurance rates won’t go down next year; here’s why | Mark Ballard

Louisiana drivers will pay the highest prices for auto insurance in the nation next year despite having passed a sweeping tort reform law that was sold as a way to dramatically lower premiums by as much as 25%, an insurance industry executive, who was one of the primary forces behind the legislation, told a panel of primarily Republican businessmen and legislators, who helped pass the new law.

“Frankly, I think we’re going to be number one next year,” said Jeff Albright, head of the Independent Insurance Agents & Brokers of Louisiana. He was addressing the Aug. 6 meeting of Louisiana Economic Recovery Task Force, a group of mostly Republican businessmen and legislators put together by House Speaker Clay Schexnayder, R-Gonzales, and Senate President Page Cortez, R-Lafayette, to advise lawmakers and advocate policies.

Louisiana has had the nation’s second-highest auto insurance rates — the average here is $2,480 annually, according to

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BOJ won’t rule out deeper negative rates to combat pandemic hit: deputy governor Amamiya

By Leika Kihara



a man wearing a suit and tie: Bank of Japan Deputy Governor Masayoshi Amamiya speaks during a Reuters Newsmaker event in Tokyo


© Reuters/ISSEI KATO
Bank of Japan Deputy Governor Masayoshi Amamiya speaks during a Reuters Newsmaker event in Tokyo

TOKYO (Reuters) – Bank of Japan Deputy Governor Masayoshi Amamiya said the central bank will not rule out deepening negative interest rates as part of efforts to cushion the economic blow from the coronavirus pandemic.

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But he said the BOJ must be vigilant to the cost of any such steps, warning that excessively low rates could hurt financial institutions’ profits and discourage them from lending.

“When considering additional easing steps, we must be mindful than ever before of their potential side-effects,” Amamiya told a news conference on Wednesday.

“Having said that, we have various options available including deeper negative rates,” he added. “We won’t rule out the chance of taking rates deeper into minus territory.”

Despite years of heavy money printing, central banks in Japan, the United

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Best Money Market Accounts and Rates – April 2020

A money market account is a type of deposit account that pays interest on deposits and allows withdrawals with some restrictions.

MMAs are offered primarily by banks and credit unions of all sizes, and can be used for short-term or long-term savings.

Some examples of common uses are:

  • Emergency savings
  • Money you’re putting away for a large purchase, such as a car or house down payment
  • Money that’s not currently invested, but will soon be put into stocks, bonds or some other form of investment

MMAs share many features with standard savings and checking accounts. The main differences are that MMAs generally pay higher interest rates, require higher initial deposits and minimum balances, and limit the number of certain types of withdrawals and transfers.

Certificates of deposit, or CDs, also usually pay higher rates than standard savings or checking accounts. However, unlike MMAs, CDs

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Compare Today’s Best Exchange Rates From The UK’s Biggest Currency Suppliers

Get a better deal on your travel money and holiday essentials

Every five minutes we compare hundreds of exchange rates and currency deals from a wide range of UK travel money suppliers so you can see in an instant who is offering the best deals. You can order online for free home delivery or find your nearest currency supplier to collect in person. Also, if you’ve returned home with any leftover currency; we’ll show you where you can exchange it back at the best price.

Money Transfers

Send or receive funds between two accounts anywhere in the world. Don’t use your bank to transfer currency; a licenced broker could save you hundreds or thousands of pounds.

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Prepaid Currency Cards

A secure and flexible alternative to cash. Open an account, add funds to your card and use it anywhere in the world at the fraction of the

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Travel Money: The best foreign exchange rates

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Compare Current Mortgage Interest Rates

Today’s Mortgage and Refinance Rates

Lenders nationwide provide weekday mortgage rates to our comprehensive national survey to bring you the most current rates available. Here you can see the latest marketplace average rates for a wide variety of purchase loans. The interest rate table below is updated daily to give you the most current purchase rates when choosing a home loan.

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What are today’s mortgage rates?

On March 27, 2020, according to Bankrate’s latest survey of the nation’s largest mortgage lenders, the benchmark 30-year fixed mortgage rate is 3.820 percent with an APR of 3.900 percent. The average 15-year fixed mortgage rate is 3.290 percent with an APR of 3.400 percent. The 5/1 adjustable-rate mortgage (ARM) rate is 3.430 percent with an APR of 3.900 percent.

The Federal Reserve and mortgage rates

The Federal Reserve’s interest rate decisions don’t directly impact

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Compare Our Best Mortgage Rates

Mortgage term: most people opt for a 25-year term when they take their first mortgage out – but you can choose a longer or shorter period of time. If you opt for a longer term, your repayments will be lower but it will take you longer to pay off the debt. The shorter the term, the sooner you’ll be mortgage free. So the shortest term with the most affordable fee is often a better option.

Deal length: given that most mortgage products have an early repayment charge (ERC) if you end the mortgage deal early, it’s important to think about how long you’re happy to tie yourself in for. For example, if you think you might move in the next few years, you’d be better off going for a two or three year product rather than locking into a five year product. It can cost thousands of pounds to get

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Best Money Market Accounts and Rates – March 2020

A money market account is a type of deposit account that pays interest on deposits and allows withdrawals with some restrictions.

MMAs are offered primarily by banks and credit unions of all sizes, and can be used for short-term or long-term savings.

Some examples of common uses are:

  • Emergency savings
  • Money you’re putting away for a large purchase, such as a car or house down payment
  • Money that’s not currently invested, but will soon be put into stocks, bonds or some other form of investment

MMAs share many features with standard savings and checking accounts. The main differences are that MMAs generally pay higher interest rates, require higher initial deposits and minimum balances, and limit the number of certain types of withdrawals and transfers.

Certificates of deposit, or CDs, also usually pay higher rates than standard savings or checking accounts. However, unlike MMAs, CDs

Read More