Measure the risk before you bank on a reward. (iStock) Personal loans are a popular form of debt. The total amount Americans borrowed using this type of financing reached a high of $162 billion in the first quarter of 2020, per TransUnion. Personal loan interest rates are near all-time lows, so you […]

Don’t get a personal loan for the wrong reasons. Personal loans are often a good way to borrow. You can use the loaned money for anything you’d like, and the loans come with a fixed repayment schedule, so you’ll know the costs of borrowing up front as well as the […]

When you have student loans, getting a personal loan can be tricky. Lenders may see you as a risk. But there are ways to improve your chances of qualifying. (iStock) If you’re a student loan borrower, it likely that you have significant student debt — even with the forbearance options currently available. In […]

If you need money during the pandemic, a personal loan could be a good solution. Americans are struggling financially during the COVID-19 pandemic. Millions have lost their jobs. Many have seen their incomes decline. And others are dealing with sudden expenses, like child care because schools are remote or the […]

Make smart choices when choosing the right personal loan to save money. (iStock) Personal loans can have a lot of financial benefits if you find the right loan with the right lender. The right personal loan can help you pay off a big-ticket loan or even reduce high-interest credit card […]

Cheapest loan for 12-month loan tenures for new-to-bank customers. Citi Quick Cash lives up to its naming. It is possible that in just a minute, you’ll be able to convert your credit limit into a personal loan to be deposited into your account. This could prove to be highly useful […]

A personal loan can help cover the gap during times of financial stress. (iStock) Personal loans are often used to consolidate high-interest debt or finance large, one-time purchases. But they can also be handy for managing day-to-day expenses during an emergency when your income has dropped or you don’t have […]