Mark Ballard: Despite new law, Louisiana’s auto insurance rates won’t go down next year; here’s why | Mark Ballard

Louisiana drivers will pay the highest prices for auto insurance in the nation next year despite having passed a sweeping tort reform law that was sold as a way to dramatically lower premiums by as much as 25%, an insurance industry executive, who was one of the primary forces behind the legislation, told a panel of primarily Republican businessmen and legislators, who helped pass the new law.

“Frankly, I think we’re going to be number one next year,” said Jeff Albright, head of the Independent Insurance Agents & Brokers of Louisiana. He was addressing the Aug. 6 meeting of Louisiana Economic Recovery Task Force, a group of mostly Republican businessmen and legislators put together by House Speaker Clay Schexnayder, R-Gonzales, and Senate President Page Cortez, R-Lafayette, to advise lawmakers and advocate policies.

Louisiana has had the nation’s second-highest auto insurance rates — the average here is $2,480 annually, according to

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2 Law School Personal Statements That Succeeded | Top Law Schools

Deciding what to say in the law school personal statement is the most challenging part of the admissions process for some applicants.

“Even people who are good writers often have a hard time writing about themselves,” says Jessica Pishko, a former admissions consultant and writing tutor at Accepted, a Los Angeles-based admissions consulting firm. “That is perfectly normal.”

Pishko, who coached law school applicants on how to overcome writer’s block, says, “If you can find the thing that you really care about, that is who you are, and talking about that is a great way to write about yourself.”

Why Law Schools Ask for Personal Statements

Personal statements can offer J.D. admissions committees “a narrative” about the applicant, which is important because it is rare for law schools to conduct admissions interviews, says Christine Carr, a law school admissions consultant with Accepted who previously was an associate director of admissions

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Money Laundering | Wex | US Law

money laundering: an overview

Money laundering refers to a financial transaction scheme that aims to conceal the identity, source, and destination of illicitly-obtained money. The money laundering process can be broken down into three stages. First, the illegal activity that garners the money places it in the launderer’s hands. Second, the launderer passes the money through a complex scheme of transactions to obscure who initially received the money from the criminal enterprise. Third, the scheme returns the money to the launderer in an obscure and indirect way.

Tax evasion and false accounting practices constitute common types of money laundering. Often, criminals achieve these objectives through the use of shell companies, holding companies, and offshore accounts. A shell company is an incorporated company that possesses no significant assets and does not perform any significant operations. To launder money, the shell company purports to perform some service that would reasonably require its

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Injury Law | Justia

Personal injury law is an area of civil law concerned with providing monetary compensation to victims of accidents or social wrongs. The injured person bringing the lawsuit is called the “plaintiff,” and the person or entity allegedly responsible for the injury is called the “defendant.” In fatal accidents, the family of the decedent may bring a wrongful death suit against the person or entity responsible for the accident.

In some cases, there may be multiple responsible parties, and the plaintiff may be able to sue all of them to recover the full amount of compensation needed for his or her injuries. The defendant in turn may allege that another person or entity was responsible and bring that person or entity into the lawsuit as a cross-defendant.

The burden of proof in personal injury cases is typically lower than the burden of proof for criminal cases arising out of the same

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Small Business Law – FindLaw

Starting and running a small business requires a very broad skill set and nerves of steel. It’s not for everyone, and even successful entrepreneurs encounter failure from time to time. In order to help you stay ahead of the curve, FindLaw’s Small Business Law section covers everything from obtaining financing and hiring employees, to choosing the right insurance policies and filing taxes. Those who operate small businesses typically wear many different hats, but also must know when and how to seek help from others.

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Personal Jurisdiction | Wex | US Law

Overview

Personal jurisdiction refers to the power that a court has to make a decision regarding the party being sued in a case. Before a court can exercise power over a party, the U.S. Constitution requires that the party has certain minimum contacts with the forum in which the court sits.  International Shoe v Washington, 326 US 310 (1945). So if the plaintiff sues a defendant, that defendant can object to the suit by arguing that the court does not have personal jurisdiction over the defendant.

Waiving Personal Jurisdiction

Personal jurisdiction can generally be waived (contrast this with Subject Matter Jurisdiction, which cannot be waived), so if the party being sued appears in a court without objecting to the court’s lack of personal jurisdiction over it, then the court will assume that the defendant is waiving any challenge to personal jurisdiction.  See Federal Rule of Civil Procedure 12(b)(2). 

Obtaining Personal

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