Cowbell Cyber Reaches 32M Small Businesses with Expansion of Innovative Cyber Insurance Offering into Texas

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Company Aggressively Rolls-Out Standalone, Admitted Cyber Insurance Across U.S. and expands coverage to banking, financial services, insurance and hospitality industries

PLEASANTON, Calif., Sept. 3, 2020 /PRNewswire/ — Cowbell Cyber, the industry’s first AI-powered cyber insurance provider for small to mid-sized businesses (SMBs), today announced its cyber insurance program, Cowbell Prime, is now admitted in 18 states, including Texas as well as Ohio, Indiana and Michigan which were also opened in the past two weeks. The accelerated roll-out reflects Cowbell’s commitment to close the insurability gap for small businesses by simplifying and expediting the process of delivering cyber insurance.

Cowbell Cyber, Closing the Cyber Insurability Gap (PRNewsfoto/Cowbell Cyber)

Amassing 8.8 percent of U.S. GDP, Texas is a pivotal market for Cowbell’s cyber insurance program. Brokers and agencies licensed to distribute Property & Casualty insurance in Texas can now benefit from the competitive distribution approach offered by

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Thousands of businesses got critical loans during pandemic | National News

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When a large swath of Connecticut was forced to shut down during the early days of the coronavirus pandemic, state officials quickly created an emergency loan program from scratch, hoping to help small businesses — from pizza shops to yoga studios — weather the economic crisis.

Months later, records obtained by The Associated Press through a Freedom of Information Act request show the fledgling Connecticut Recovery Bridge Loan Program ultimately funded 2,123 one-year, no-interest loans, averaging $19,705 a piece. Because of the massive flood of applications, officials decided to cap loan amounts at $37,500 — half of the $75,000 originally promised when the program was launched in March — to help twice the number of businesses.

The change was made after officials had to stop accepting applications the day after the program was announced and decided to double the $25 million investment to $50 million, underwritten by the state’s venture

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More businesses will tap Fed loan programme if economy worsens, Rosengren says

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Eric S. Rosengren wearing a suit and tie: FILE PHOTO: The Federal Reserve Bank of Boston's President and CEO Eric S. Rosengren speaks in New York


© Reuters/Keith Bedford
FILE PHOTO: The Federal Reserve Bank of Boston’s President and CEO Eric S. Rosengren speaks in New York

By Jonnelle Marte

(Reuters) – A key Federal Reserve official told a congressional watchdog on Friday that participation in a $600 billion (460 billion pounds) loan programme meant to carry small and medium-sized firms through the coronavirus crisis would expand rapidly if the pandemic or economy worsened.

American businesses have tapped only a fraction of the funds available through the Main Street Lending Program launched by the U.S. central bank last month, spurring criticism the program was too restrictive and set up too late to help employers.

“Should the pandemic and the economy worsen, or financial institutions experience larger-than-expected loan losses and depletion of capital – all things we hope do not happen – then I would expect interest in using this program to expand more rapidly,” Boston Fed

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Integrated Finance Suite for Businesses

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Multiple apps, single platform

All Zoho Finance apps are built from the ground up to work together seamlessly. Information entered in one app will be reflected in the rest, which means your data is up to date at all times.

Improved quote-to-cash process

When salespeople generate quotes and orders in one application, they are immediately available in the others for appropriate teams to promptly fulfill the order, invoice the customer, and collect payments.

Subscription-economy ready

With the world moving toward a subscription business model, the Zoho Finance Suite equips you with a solid recurring billing solution while bridging the gap with traditional accounting.

Faster employee reimbursements

Zoho Expense automates your reimbursement approval flow, making it easy for your employees to claim reimbursements. All of their expenses fall into the right accounts automatically.

Better business decisions

With all the back office apps connected, there is no need to manually tie together

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5 Online Businesses You Can Start With No Money

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The internet is the great equalizer. In business specifically, it has leveled the playing field. Anyone can start a money-making online business—anyone with a computer, that is. But here’s the thing: virtually no technical experience is needed. Today there are plenty of tools you can use to build an online business that makes the technical work a lot easier than it was in the past.

You can also live anywhere you want, set your own schedule, and work as little or as much as you want, depending on how fast or big you want your business to grow. No business or marketing experience is needed either. It’s a truly democratic medium for entrepreneurship.

Best of all, unlike a brick-and-mortar business, you don’t need a lot of startup capital. In fact, you can get many internet businesses up and running with no money at all because so many free services facilitate

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The Seven Most Popular Types of Businesses

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Looking to start your own business? Congratulations! You’re onto something big—entrepreneurs like yourself are fueling the economy. To help you get started, we’ll explain the seven most common types of business. If you’re starting your own business, you’ll want to create a business plan to help you better outline your goals before committing to one of the business types below.

Business Types: Infographic

What type of business should you start?

One of the first challenges new entrepreneurs face is deciding what type of business they should register. Although there are several different types of businesses, choosing one doesn’t need to be difficult. Here are the seven most commonly-used business types and some questions to help you pick which business type is right for your startup:

  1. Sole Proprietorship: The simplest type of business. Sole proprietorships are owned and operated by a single person and are very easy to set up.
  2. Partnership: A business owned
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Types of Businesses and Forms of Business Organizations

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A business entity is an organization that uses economic resources to provide goods or services to customers in exchange for money or other goods and services.

Business organizations come in different types and in different forms of ownership.

3 Types of Business

There are three major types of businesses:

1. Service Business

A service type of business provides intangible products (products with no physical form). Service type firms offer professional skills, expertise, advice, and other similar products.

Examples of service businesses are: salons, repair shops, schools, banks, accounting firms, and law firms.

2. Merchandising Business

This type of business buys products at wholesale price and sells the same at retail price. They are known as “buy and sell” businesses. They make profit by selling the products at prices higher than their purchase costs.

A merchandising business sells a product without changing its form. Examples are: grocery stores, convenience stores,

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Business Plan Template for Small Businesses and Entrepreneurs: Free Download

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free business plan template

Writing a business plan can seem like a big task, especially if you’re starting a business for the first time and don’t have a financial background. Even if you do have some experience, getting a refresher on what a modern business plan looks like is always a good idea.

After all, business plans have changed over the years, and what lenders and investors expect now is different than it was even just 10 years ago.

Ready to get the business plan template? Fill out the form on the right to get started >>>

Start your plan with a modern, professional business plan template

That’s why we’re sharing our investor-approved business plan template.

This template has been used by universities such as Princeton and Babson to teach entrepreneurs how to start businesses. It’s also been used by over 850,000 businesses to write business plans for bank loans, venture capital and angel

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Start small to go big: here are 35 profitable businesses you can start in India within Rs 10,000

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The hunt for funding has been the bane of an entrepreneur’s existence from times of yore. Many abandon their dream to build, create, and innovate in the face of this difficult struggle without realising that a good business idea will eventually pool in the bounty-full once it has secured a place in the market.

Your idea will bring you your company, your company will bring you the people, and the people will bring you the market. And as we all know, a good idea has no monetary value, just a whole lot of bursting potential. Today, the world’s most successful entrepreneurs like Bill Gates, Mark Zuckerberg, and Elon Musk may hold the possibility of building pyramids out of notes, but none of them started at the top of the ladder. Facebook was created out of a Harvard dorm room at minimal cost and Microsoft was formed two years after

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BizBen.com | Official Site | California Businesses For Sale, Wanted To Buy Postings

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For Sale: Craft Burger Restaurant And Full Bar – Coastal Orange County

Posting #: 258580

Status: Active

Refreshed: 3/24/2020

Contact: Jerry Diza

Phone: 949-424-414

Phone: None Given


Price: $699,000

Adj Net: $275,000

Down: Call

Financial Profile: Strong sales of over $1.85M and postive cash flow of $275K a year makes this a winning formula for a new owner operator. Inventory is about $10K and sales and customer base is growing. Seller Financing available too!

Short Profile: Continue the growth and take advantage of the big investment of over $1.2M that has gone in the build out. The restaurant is free standing on a major thoroughfare with an extremely high traffic count with lots of parking, patio, a large bar with large number of beers on tap & craft cocktails.
Wanted: Insurance Casualty Agencies – All Sizes – Southern CA Preferred

Posting #: 195396

Status: Active

Refreshed: 3/22/2020

Contact: Joe Sales

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