People are ditching in-person financial services for apps | Technology

“People are trying digital finance for the first time,” Perret said. “It’s going from an attitude where people think, ‘I do my banking in person,’ or, ‘I do financial services in person,’ to an attitude of thinking, ‘I could use these digital services.’ Breaking that zero-to-one gap, that’s the biggest gap.”

What’s next for fintech?

While the growing demand for fintech is promising for the industry, concerns about data privacy and cybersecurity could be a hurdle for further growth.

In a recent survey by international law firm Goodwin of more than 700 global business leaders about fintech trends, nearly half ranked cybersecurity as the largest threat to the adoption of digital financial services. There are also issues like possible tech glitches as users are trying to make crucial transactions, as happened to several online brokerages on the day that Apple and Tesla stock started trading at newly split prices last

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T-Mobile MONEY – Apps on Google Play

T-Mobile MONEY puts you and your money first. Everyone earns 1.00% Annual Percentage Yield (APY) on all balances and T-Mobile wireless customers with qualifying service who deposit at least $200 a month can earn an industry-leading 4.00% APY* on checking account balances up to $3,000.

No account fees, no maintenance fees, and no minimum balances. Plus, access over 55,000 fee-free ATMs in the U.S. and abroad with the Allpoint® ATM Network – that’s more than Bank of America, Chase or Wells Fargo!

T-Mobile MONEY accounts are held at BankMobile, a division of Customers Bank.
All Rights Reserved. Member FDIC.

PAY THE WAY YOU WANT
Your T-Mobile MONEY account includes a debit card with EMV chip, plus it works with Google Pay and Samsung Pay.

HASSLE-FREE MOBILE BANKING
Easily transfer money to and from your external accounts. Send a check, pay bills, or direct deposit a portion or all of your

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Yahoo Finance – Apps on Google Play

Your #1 finance destination to track the markets and the economy.

Follow the stocks you care about most and get personalized news and alerts. Access real-time stock information and investment updates to stay on top of the market.

Favorite features:
• Track the performance of your personal portfolio
• Follow stocks to get real-time quotes and personalized news
• Discover detailed financial information such as historical financials, ESG ratings, and top holders
• Go beyond stocks and track currencies, bonds, commodities, equities, world indices, and futures
• Compare and evaluate stocks with interactive full screen charts
• Sign in to view and edit your web portfolio on the go

Helpful tips:
• Follow all the stocks you care about by searching for the ticker and tapping the star icon
• Create multiple watchlists to organize the stocks you follow
• Enable notifications for price alerts, breaking news, earnings reports, and

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WhatsApp Business – Apps on Google Play

WhatsApp Business from Facebook

WhatsApp Business enables you to have a business presence on WhatsApp, communicate more efficiently with your customers, and help you grow your business.

If you have separate business and personal phone numbers, you can have both WhatsApp Business and WhatsApp Messenger installed on the same phone, and register them with different numbers.

In addition to the features available in WhatsApp Messenger, WhatsApp Business includes:

• BUSINESS PROFILE: Create a profile for your business to help your customers find valuable information — like your website, location, or contact information.

• BUSINESS MESSAGING TOOLS: Be more responsive to your customers by using Away messages to indicate when you’re away or Greeting message to send your customers an introductory message when they first message you.

• LANDLINE/FIXED NUMBER SUPPORT: You can use WhatsApp Business with a landline (or fixed) phone number and your customers can message you on that

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Business Calendar – Apps on Google Play

Business Calendar has everything you need in a calendar app: It provides an excellent overview of your appointments, it’s easy to use and it gives you powerful tools to create and manipulate your events.

★ “Our favorite calendar app on Android, due to its flexibility and ease of use.” – Lifehacker 01/2014 ★
★ “One of the best Calendar Apps for 2014” – FastCompany ★

Features
▪ Quick Day View: for a fast overview of all events of the day
▪ Favorite Bar: for direct access to all your calendars
▪ smooth scroll and zoom: for better, intuitive interaction

Details
▪ month, week, day, agenda and event view
▪ color-coded year view
▪ scroll- and zoomable multi-day view (1-14 days)
▪ easy switching between timeline bars and event titles in month view
▪ search function
▪ sync your events with Google Calendar, Microsoft Outlook, Exchange etc. using the Android calendar

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Personal Capital – Apps on Google Play

The future of investing is Personal Capital.

Welcome to the smart way to track and manage your financial life. Now you can see all your accounts in one place—bank accounts, retirement funds, and your investments. It starts with our award-winning financial tools that give you a dynamic view of your net worth. The result is a smarter and easier way for you to take charge of your money, so you can plan ahead and make more-informed decisions.

PERSONAL CAPITAL CASH™
We reinvented the piggy bank. Personal Capital Cash is a new high-yield account. Earn more on your spare cash, at a rate higher than you’ll get with a typical savings account. It’s flexible, with an unlimited number of transactions, no fees, and no minimum balance. And it’s FDIC insured. Start earning more today. See full terms at personalcapital.com/cash.

MANAGE ALL YOUR ACCOUNTS IN ONE PLACE
With Personal Capital, you can

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Money App – Cash for Free Apps

Try the Best Rewards App – Get MONEY for watching videos, completing surveys, playing free games, testing free services, giving opinions, endorsements, free trials… New tasks and features updated daily so you never run out of Money Making opportunities.

MAKE MONEY ON YOUR SPARE TIME! Easy Cash for trying free apps!

You can earn Cash from anywhere, and can dedicate as much or as little time as you want. There are no complicated missions, and best of all it’s a FUN and QUICK way to make a few extra bucks!

Money App pays better and faster than other reward apps! No giftcards or discounts, you are paid HARD CASH in your PayPal account!

HOW DOES IT WORK?
1) Complete tasks to accumulate credit rewards.
2) Redeem your credits for cash via PayPal. (more options coming soon)
3) Get paid in 2-3 working days.

START EARNING MONEY NOW! – Download the

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