1 Qualified Debit Card Purchases are PIN or signature-based point-of-sale (POS) transactions that post to your iCan Checking account during the Statement Cycle. ATM withdrawals, POS cash-back transactions, and POS cash advance transactions are not Qualified Debit Card Purchases. If any portion of a transaction is a POS cash-back or POS cash advance transaction, the entire transaction is not a Qualified Debit Card Purchase.
2 You must be enrolled in CIBC NetBanking and have a supported Mobile Banking device to use Mobile Banking and the Mobile Banking remote deposit feature. For further information, refer to Mobile Banking terms and conditions. Message and data rates may apply. Contact your wireless carrier for details.
3 Fees at non-proprietary ATMs (ATMs not owned by the Bank) charged to your account are refunded up to the stated limits after the fee is charged.
4 Transactions include ATM or pre-authorized withdrawals, People Pay payments, online payments or transfers including recurring or scheduled internal or external account transfers or payments through Bill Pay, mobile remote deposit, debit card point of sale purchases and teller assisted transactions.
5 There may be times when a negative balance in the account can occur, such as if a transaction is authorized for one amount but the actual charge is more than the money in the account.