Money Network

All features may not be available. To see the features available to you, please log in to the Money Network
Mobile App and view your navigation menu, or log into your Account online and view your dashboard.

Money Network, LLC, a
wholly-owned subsidiary of First Data Corporation. All Rights Reserved. All trademarks, service marks and
trade names referenced in this material are the property of their respective owners. Money
Network® Checks and Money Network® Cards are issued by MetaBank®,
Member FDIC, pursuant to a license from Visa U.S.A. Inc and by Mastercard International Incorporated.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International
Incorporated. The Money Network Card is accepted everywhere Visa debit cards are accepted.

Google Play and the Google Play logo are trademarks of Google LLC. Apple, the Apple logo, iPhone, and iPad
are trademarks of Apple Inc., registered in the U.S. and other countries and regions. App Store is a service
mark of Apple Inc.

* Funds will be FDIC insured subject to applicable limitations and restrictions of such insurance.
Card must be registered to the name of the primary cardholder. See your Account Holder agreement for
additional information.

** Visa’s Zero Liability policy covers U.S.-issued cards only and does not apply to ATM
transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must
notify issuer promptly of any unauthorized use. Consult issuer for additional details or click here to learn more.

*** Under Mastercard’s Zero Liability Policy, your liability for unauthorized transactions on your
Card Account is $0.00 if you notify us promptly upon becoming aware of the loss or theft, and you exercise
reasonable care in safeguarding your Card from loss, theft, or unauthorized use. These provisions limiting
your liability do not apply to debit transactions not processed by Mastercard or to unregistered cards.

1 Certain transaction and service fees and costs may be associated with the use of this feature.
See your Fee and Transaction Limit Schedule for more details.

2 Standard message and data rates apply.

3  Faster access to funds is based on a comparison of our electronic direct deposit policy for ACH
deposits versus traditional electronic banking practices and the deposit of paper checks. Direct deposit and
faster availability of funds are subject to the payer’s support of the feature and timing of payer’s funding.

4  May require an Account upgrade. Upgrading may require identity verification. To upgrade, login
to your Account online and click on Upgrade for more information or call Customer Service at the number on the
back of your Card.

5  If you are successfully enrolled in the Ingo Money Service (Ingo Money) through the
Money Network Mobile App, you can use Ingo Money to load an approved check into your Money Network account net
of any applicable Ingo Fees. Unapproved checks will not be loaded into your account. The Ingo Money service is
provided by First Century Bank, N.A. and Ingo Money, Inc (Ingo). Use of Ingo Money is subject to the Ingo
Money Service Terms and Conditions and Privacy Policy of Ingo and First Century Bank. Checks are subject to
approval for funding in Ingo’s sole discretion; dollar limits and other restrictions apply. Ingo reserves the
right to recover losses resulting from illegal or fraudulent use of Ingo Money. Money in Minutes: Ingo Fees
are 1% of approved check amount for preprinted payroll & government checks; 4% of approved check amount for
other check types; $5 minimum. Approval process usually takes 3-5 minutes, but may take an hour. Most issuers
post funds within 24 hours. Money in 10 Days: No fee for 10 days delayed funding.

6 Surcharge-free Check cashing is exclusively for Money Network® Checks.

7 Fee may be assessed by reload location and may vary from location to location.

8 Fast access to your tax refund payout is based on comparison of paper check versus electronic direct deposit.

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