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®/TM World Elite and Mastercard are registered trademarks, and the circles design and tap & go are trademarks of Mastercard International Incorporated. Used pursuant to license.
* Issued by HSBC Bank Canada. Limited time offer until April 20, 2020. Bonus available for new HSBC Business Customers. Other terms and conditions apply.
Every month we will determine if you are an Active Trader. Specifically, on the 4th calendar day of every month we will add up the number of Qualifying Trades you conducted in the Personal Accounts or Non-Personal Accounts for the preceding 3 month period (the “Trading Period”). If at least 150 Qualifying Trades were conducted in the Personal Accounts or Non-Personal Accounts during the Trading Period, you will receive for the Personal Accounts or Non-Personal Accounts, as applicable, the Active Trader Rates from the 4th calendar day of the month until the 3rd calendar day of the following month. For example, on April 4, 2020, we will count the number of Qualifying Trades in the Personal Accounts or Non-Personal Accounts for the Trading Period from January 1, 2020 to March 31, 2020. If you qualify as an Active Trader, you will receive the Active Trader Rates in any of the Personal Accounts or Non-Personal Accounts from April 4, 2020 to May 3, 2020. To continue to receive Active Trader Rates, you must qualify every 4th calendar day of a month based on the trading activity during the Trading Period. As soon as you do not qualify, we will charge you the regular trading rates until you qualify again.
We will automatically assess whether you qualify for Active Trader Rates. The trade count for Non-Personal Accounts is not combined with the trade count for Personal Accounts, and vice versa.
Active Trader Rates are only available if you qualify as an Active Trader (as explained above). The zero commissions limited time offer for Active Traders is only available for North American online equity and ETF trading (excludes Option and Fixed Income Trades).
Available on online and ETF trades on North American markets.
*** Terms and conditions apply.
1 The annual percentage rate (APR) is based on a $200,000 mortgage for the applicable term assuming a property valuation fee of $300. APR means the cost of borrowing for a loan expressed as an interest rate. It includes all interest and some non-interest charges associated with the mortgage. If there are no non-interest charges, the annual interest rate and APR will be the same. Applications are subject to credit review and approval. This rate is only available for Residential (Conventional) and Equity Power Mortgages, a higher interest rate may apply in circumstances, but not limited to the following: the property is not owner-occupied, the amortization is greater than 25 years, and the debt service ratios exceed HSBC’s standard lending guidelines. Rates are subject to change without notice.
3 Offered by HSBC Investment Funds (Canada) Inc. (“HIFC”). Total maximum combined bonus available of $1,450 if you meet all eligibility requirements for both Bonus Offers. Please read the Terms and Conditions for complete details. Offers end May 4, 2020.
4 Offer expires April 30, 2020. Interest rate is per annum. Interest is calculated daily and is paid at maturity and annually (where applicable). Minimum deposit amounts apply. Terms and Conditions apply.
5 Issued by HSBC Bank Canada Terms and conditions apply. Minimum deposit in Canadian currency applies. Interest is calculated daily, and is not compounded. Interest is subject to change without notice. For Non-redeemable GICs: Redemption or withdrawal of all or portion of the 6-month and 1 Year, Non-Registered, Non-redeemable GIC prior to the end of the 180-day and 1 year term, respectively is not allowed. If we permit you to withdraw prior to the end of the term, we will not pay you any interest on the withdrawn amount.
6 The Welcome Bonus, the incremental points offer and the fee rebate offer (not available in Quebec) for HSBC World Elite Mastercard or HSBC Premier World Elite Mastercard are available to successful applicants who have not, in the 12 months prior to submitting the application, held an HSBC World Elite Mastercard, HSBC Premier World Elite Mastercard or HSBC Jade World Elite Mastercard. Only one new or upgraded account per customer is eligible for these offers. The account opening is subject to our standard credit review and approval, meeting our standard account opening requirements, meeting the following income/asset eligibility requirement: (1) a minimum of $80,000 in annual personal income (before taxes) or $150,000 in annual household income (before taxes) or (2) a minimum of $400,000 in assets under management (based on liquid, investable assets with financial institutions in Canada) and additional conditions listed for the specific offers below.
The Welcome Bonus is 20,000 Points for the HSBC World Elite Mastercard or HSBC Premier World Elite Mastercard. The Welcome Bonus will be awarded only if your application for a new or upgraded HSBC World Elite Mastercard or HSBC Premier World Elite Mastercard is approved. The Welcome Bonus is earned when you make the first purchase on your account following account opening or upgrade. The Welcome Bonus will be credited in accordance with the Terms and Conditions of the HSBC World Elite Rewards Program or the HSBC Premier World Elite Rewards Program, as applicable. Limit of one Welcome Bonus per new or upgraded HSBC World Elite Mastercard or HSBC Premier World Elite Mastercard account. The Welcome Bonus offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer, except the offers described here and offers that state that they can be combined with an HSBC credit card welcome bonus offer. The HSBC World Elite or HSBC Premier World Elite Rewards Program Terms and Conditions apply.
7 If you are not a resident of Quebec, you can receive the incremental 40,000 Points if you make eligible purchases in the aggregate amount of $5,000 or more within 180 days of opening or upgrading your account. If you are a resident of Quebec, you can receive the incremental 70,000 Points if you keep your account open and in good standing for 180 days from your account opening or upgrade. This offer applies to approved HSBC World Elite Mastercard accounts for which an application is received between March 30, 2020 and June 29, 2020 and may not be available for other types of HSBC credit cards. The incremental Points are in addition to the Points earned on the eligible purchases at the earn rate listed in the HSBC World Elite Rewards Program Terms and Conditions. The incremental Points will be awarded on the day which is 180 days after the account opening or upgrade, will be credited in accordance with the Terms and Conditions of the HSBC World Elite Rewards Program and will appear in your HSBC Rewards Account within two statement periods of the day they are awarded. Your account must be open and in good standing on the day the incremental Points are credited. This offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer, except the offers described here and offers that state that they can be combined with other HSBC credit card offers. The HSBC World Elite Rewards Program Terms and Conditions apply.
8 This offer is only available to residents of Canada other than the province of Quebec. This offer applies to approved new and upgraded HSBC World Elite Mastercard accounts for which an application is received between March 30, 2020 and June 29, 2020. We will issue a one-time rebate equal to the annual fee charged to your HSBC World Elite Mastercard account for the Primary Cardholder in the first year. No credit will be issued for any supplementary card fees on your account. This rebate will appear as a credit against the annual fee within two statement periods of account opening or upgrade. Your HSBC World Elite Mastercard account must be open and in good standing at the time the rebate is applied. This offer is not transferable and cannot be combined with any other offer, except the offers described here and offers that state that they can be combined with other HSBC credit card offers. This offer is only valid for the first year.
