Get Started | Haven Term Simplified

Let’s begin by getting you a price. Calculate coverage for years Your estimated rate is per month. Apply online Willing to take a life insurance medical exam to lower your rate? Haven Life also offers an easy way to digitally purchase medically underwritten term life insurance issued by MassMutual. Medically […]

Let’s begin by getting you a price.


Life insurance that’s actually simple

  • 100% no medical exam for coverage up to $500,000
  • Easy, online application that can be completed in
    minutes
  • Friendly and knowledgeable customer support
  • Coverage issued by C.M. Life—a subsidiary of
    MassMutual, one of the country’s oldest and most
    reliable insurers

Please note:
Approval of the policy or paying its benefits depends on the
answers to the health questions in the application. So, be
honest.

About term life insurance

Term life insurance provides a simple and affordable way to
provide for your loved ones in the event of your death. This
type of life insurance lasts for a fixed period of
time—typically 10, 15, 20 or 30 years.

Like other kinds of insurance coverage, term life guarantees
a financial payout to your beneficiaries–a “death
benefit”–in exchange for your regular monthly premium
payment. The payout is often tax free and paid in a lump
sum.

Most term life policies (Haven Life included) offer
guaranteed level premiums. This means that your monthly rate
is locked in and will not change. For example, if your
premium is $23/month when you sign up, then it will be
$23/month the next month, and the month after that, and so
on.

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