Before you apply, we encourage you to carefully consider whether consolidating your existing debt is the right choice for you. Consolidating multiple debts means you’ll have a single monthly payment, but it may not reduce or pay your debt off sooner. The payment reduction may come from a lower interest rate, a longer loan term or a combination of both. By extending the loan term you may pay more in interest over the life of the loan. By understanding how consolidating your debt benefits you, you’ll be in a better position to decide if it is the right option for you. All loans and lines of credit are subject to application, credit qualification and income and/or collateral verification. The Annual Percentage Rate (APR) is fixed and ranges from 5.49% to 24.49% for the unsecured Personal Loan and 5.50% to 13.79% for the CD/Savings Secured Loan. The Annual Percentage Rate (APR) is variable and ranges from 8.25% to 19.75% for the unsecured Personal Line of Credit and 4.75% to 8.25% for the CD/Savings Secured Line of Credit. Rates as of 03/18/2020 and subject to change without notice. Wells Fargo reserves the right to change rates, terms and fees at any time. Your actual APR will depend upon your credit transaction, your credit history and will be determined when a credit decision is made. For questions, please contact us at 888-667-5250.
Representative example of loan repayment terms: For $10,000 borrowed over 36 months at 7.49% Annual Percentage Rate (APR), the monthly payment is $311. This example is an estimate only and assumes all payments are made on time.
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