Best Personal Loans for Good Credit of September 2020

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What Credit Score Range Do You Fall Into?

  • Excellent Credit: 800–850
  • Very Good Credit: 740–799
  • Good Credit: 670–739
  • Fair Credit: 580–669
  • Poor Credit: under 580

What Is a Good Credit Score to Get a Personal Loan?

It’s safe to assume that the higher your credit score, the more doors are open for you. That means more lenders are willing to offer you personal loans at the lowest rates and best terms. While 670 is the minimum “good” FICO credit score, lenders tend to give preference to those with at least a 690 score, and more so if you have an excellent credit score closer to the 800 range. 


Where is The Best Place to Get a Personal Loan With Good Credit?

The good news is that there are plenty of lenders that offer personal loans for borrowers with good credit. Options include banks, credit unions, brick and mortar institutions, and

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Best Personal Loan Rates for September 2020

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Advertised & Editorial Rates: This table includes two types of listings: ads that we may be paid for (“advertiser listing”); and listings that we research and publish to provide a more holistic view of market rates (“editorial listings”). Here’s how to tell the difference: if you see a clickable button, such as a green “Next” button, that is an advertiser listing, and if you do not see a clickable button, it’s an editorial listing. For more information, see our Advertising Disclosure

Accuracy of Advertised Terms: Each advertiser is

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September 4th Options Now Available For Discover Financial Services

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Investors in Discover Financial Services (Symbol: DFS) saw new options begin trading today, for the September 4th expiration. At Stock Options Channel, our YieldBoost formula has looked up and down the DFS options chain for the new September 4th contracts and identified one put and one call contract of particular interest.

The put contract at the $49.00 strike price has a current bid of $1.65. If an investor was to sell-to-open that put contract, they are committing to purchase the stock at $49.00, but will also collect the premium, putting the cost basis of the shares at $47.35 (before broker commissions). To an investor already interested in purchasing shares of DFS, that could represent an attractive alternative to paying $51.13/share today.

Because the $49.00 strike represents an approximate 4% discount to the current trading price of the stock (in other words it is out-of-the-money by that percentage), there is also

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