Tag: Market

Stock market today: News, data and summary



Read More

Business News, Stock/Share Market Investment, Live BSE/NSE Sensex & Nifty, Mutual Funds, Commodity Market, Finance Portfolio Investment/Management, Startup news India, Financial News


By

Read More

Stock Market Investing, Online Calculators, Valuation Models, and more.



investing 101


(Start Here!) 
Basic concepts everyone needs to know, from compound interest to the stock market.


    Index Funds Article


Why index investing makes sense…

What indexes and index funds are…

How to build a simple portfolio…


…and a tiny list of index funds and ETFs.



Taxes



Tax Calculator …
Capital Gains Calculator
Payroll Tax Calculator (Social Security and Medicare)
Tax Brackets


Roth IRA basics,
income and contribution limits,
investment suggestions,
and a Roth IRA calculator.


401(k) Calculator


Tax-efficient investing


  How to Read an Annual Report


Financial Statements: the Big Picture.


Investment Volatility



Learn volatility basics;
plan your life with a Monte Carlo calculator.




Intro to
Modern Portfolio Theory:
understand diversification and the Efficient Frontier,
find a portfolio with the maximum Sharpe Ratio;
why index funds are

Read More

SEC.gov | Money Market Funds

Money Market Funds header 2

Note: This page has been archived and is no longer being updated. It may include obsolete or out-of-date information.
 

Money market funds, sometimes called money funds, are a type of mutual fund developed in the 1970s as an option for investors to purchase a pool of securities that generally provided higher returns than interest-bearing bank accounts. Money market funds invest in high quality, short-term debt securities and pay dividends that generally reflect short-term interest rates. Many investors use money market funds to manage their cash and other short term funding needs.  They have since grown significantly and currently hold about $3.0 trillion in assets.

There are many kinds of money market funds, including ones that invest primarily in government securities, tax-exempt municipal securities, or corporate debt securities. Money market funds that primarily invest in corporate debt securities are referred to as prime funds. In addition, money market funds are often

Read More

Best Money Market Accounts for March 2020

Despite the many advantages of an MMA, there are a few areas where it can come up short for some. Let’s look at the other side of the coin.

Withdrawal and transfer restrictions — The Federal Reserve places limits on withdrawal and transfer activities for both savings accounts and MMAs. The Fed generally considers these account types to be vehicles for savings, after all, and actively tries to discourage too much fund-draining from them.

It does this through its Regulation D, a rule that prohibits account holders from making more than six withdrawals and/or outgoing transfers per month. Any MMA holder that exceeds that limit is subject to a penalty fee from their bank or other financial institution.

That sounds restrictive and it can be, but it only covers certain types of withdrawals/transfers. These include:

  • Electronic transfers
  • Wire transfers
  • Automated Clearing House (ACH) transfers
  • Transfers by debit card
  • Transfers by
Read More

MarketWatch: Stock Market News – Financial News




Chevron to cut 2020 capital expenditures by $4 billion, suspend share buybacks

Chevron Corp. said Tuesday it is cutting its 2020 capital spending program by $4 billion, or 20%, as it works to reduce costs in the face of declining demand due to the coronavirus outbreak and falling crude prices due to oversupply. “Given the decline in commodity prices, we are taking actions expected to preserve cash, support our balance sheet strength, lower short-term production, and preserve long-term value,” including the payment of its dividend, the company said in a statement. The company will reduce production in the Permian Basin by 20%, cut $700 million from upstream projects and exploration and $500 million from its upstream business. It will reduce its downstream and chemicals activities by $800 million. Excluding 2020 asset sales and price related contractual effects, the company expects 2020 production to be roughly flat

Read More

Best Money Market Accounts and Rates – March 2020

A money market account is a type of deposit account that pays interest on deposits and allows withdrawals with some restrictions.

MMAs are offered primarily by banks and credit unions of all sizes, and can be used for short-term or long-term savings.

Some examples of common uses are:

  • Emergency savings
  • Money you’re putting away for a large purchase, such as a car or house down payment
  • Money that’s not currently invested, but will soon be put into stocks, bonds or some other form of investment

MMAs share many features with standard savings and checking accounts. The main differences are that MMAs generally pay higher interest rates, require higher initial deposits and minimum balances, and limit the number of certain types of withdrawals and transfers.

Certificates of deposit, or CDs, also usually pay higher rates than standard savings or checking accounts. However, unlike MMAs, CDs

Read More

Online Money Market Savings Accounts & Rates

The Banking Benefits – Deposit Introductory program offers a high yield fixed Introductory Rate during the first 12 statement cycles after opening a new Consumer Money Market Savings account with State Farm Bank. A new Consumer Money Market Savings account means you cannot have an existing Money Market Savings with the same ownership currently open or which closed within the last 12 months. Your Benefit account balance must remain below $5,000,000 to earn the Introductory Rate. If the account balance is $5,000,000 or above, you will earn the Standard Rate on your entire balance. The new Money Market Savings must be a Personal or Trust account. IRA Money Market, Estate, Uniform Transfer to Minors, and Business accounts are NOT eligible.

Read more about Banking Benefits – Deposit Introductory disclosures

The Banking Benefits – Deposit Relationship program requires a Consumer Checking or Interest Checking AND a Consumer Money Market Savings with
Read More

Yahoo Finance – Stock Market Live, Quotes, Business & Finance News

Business

Bloomberg

(Bloomberg) — You know things are bad in the stock market when Jeffrey Gundlach is closing out his shorts.“The panic is palpable,” tweeted the billionaire money manager, saying it was the first time in years he didn’t have any bearish bets in his private portfolio. His words came as the S&P 500 was having another 5% plunge, its eighth consecutive daily swing of 4% or more en route to the fastest 30% drawdown.At this point, such chaos isn’t completely unwelcome to some stock market bulls. The notion that capitulation or even panic is needed to drive the market to the lowest of lows is gaining traction among money managers hoping for signs of stabilization.It’s a risky proposition, counting on the very thing that is driving stocks down to somehow arrest their descent. Spooked investors could obviously just keep selling. But for analysts looking for anything to premise a

Read More