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Superb academic and reference texts for educators and working professionals.

Educating the next generation of tax and financial planning professionals? Managing a career in tax and financial planning or money management? Looking to augment your financial advisor knowledge base? Planning to take the CFP® exam? Need the right answer fast? Just want to know and understand how it all works?

Here is a comprehensive set of authoritative tax, financial planning and money management textbooks for college-level curriculums, educators, and business and financial planning professionals. Each well-indexed textbook is easy-to-read, easy-to-use and updated to illustrate topical real-world applications.

Designed for comprehension and retention.

Every Money EducationTM textbook features Key Concepts, Quick Quizzes, Exhibits and End-of-Chapter Questions. In addition, the textbooks include more Examples than other academic and reference texts available. Money Education authors and other seasoned financial experts are also available to assist educators with curriculum design and

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Personal Financial Education from Better Money Habits

Advertising Practices

We strive to provide you with information about products and services you might find interesting and useful. Relationship-based ads and online behavioral advertising help us do that.

Here’s how it works: We gather information about your online activities, such as the searches you conduct on our Sites and the pages you visit. This information may be used to deliver advertising on our Sites and offline (for example, by phone, email and direct mail) that’s customized to meet specific interests you may have.

If you prefer that we do not use this information, you may opt out of online behavioral advertising. If you opt out, though, you may still receive generic advertising. In addition, financial advisors/Client Managers may continue to use information collected online to provide product and service information in accordance with account agreements.

Also, if you opt out of online behavioral advertising, you may still see ads

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Free Personal Finance Education Materials

The State of Personal Finance Education In The United States

Americans as a group are woefully lax at managing money. Many borrow too much, are poor at repaying debts and postpone planning for retirement until its right in front of them. Worse still, they make terrible investment decisions based on advice they should have dismissed.

Statistics bring focus to the problem. The Pew Research Center reports that three of every four people in this country haven’t saved enough for future needs A third of all American adults say they haven’t saved anything for retirement, according to Bankrate.com, and the median retirement account balance for all working-age people was just $3,000 in 2014, the National Institute of Retirement Security reports.

Year after year, the storyline continues, and studies suggest the problem is inter-generational, with many college students graduating with no plan to repay student loans and a pile of credit-card debt.

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SMU Cox School of Business | Business Education

The MSM program has engaged and changed me. My coursework enabled me to travel to Dubai, and the career resources helped me secure my dream job. I cannot wait to start my next chapter in consulting.

Chelsey Caldwell, MSM 2018

People Advisory Services Staff Consultant at EY

My time at SMU Cox strengthened me personally and professionally, as I transitioned out of the Army, into the business world. I had the ability to reach out and meet senior executives and business owners in Dallas, while building close relationships with classmates and faculty.

Marc Orgass, MBA 2017

Associate at JPMorgan Chase

A lot of what we do at Cox is team based, and our students and alumni tell us over and over again how important their peers were to their learning.

Marci Armstrong

Brierley Endowed Professor
Director of the Brierley Institute for Customer Engagement

Students come back and tell us how

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Personal Finance Education & Classes | Free Courses

At credit.org, we believe the cornerstone of financial security is personal finance education. All of our online courses are free and available 24/7.

These online free personal finance classes are open to the public without any need to register. Explore customized budgeting and debt solutions that really work by expanding your personal finance education! 

Personal Finance Class - Understanding Your credit Report

Our free online course will help you understand how your credit score is calculated, what your credit report says about you, and what you can do to ensure that your credit report is accurate and reflects positively on you.

Start this Personal Finance Class

Personal Finance Class - Roadmap to Financial Freedom

This course helps you to understand the first steps on your journey to financial freedom with credit.org through the use of a Debt Management Plan to consolidate and pay back an unsecured debt.

Start this Personal Finance Class

Personal Finance Class - Budgeting 101

This course is a great starting point for anyone who feels overwhelmed by all

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New Jersey Department of Education

School Finance





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School Finance

The Office of School Finance is responsible for the development and administration of fiscal standards and other initiatives to promote or achieve efficiency within public schools; the administration of the state aid system for schools in accordance with applicable statutes; the development and maintenance of fiscal policy for all public school districts; and the development and maintenance of procedures for safe and efficient student transportation services.

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