Sharing insights since 2007 on carefully saving money, investing, frugal living, coupons, promo codes because the little things matter in achieving financial freedom!

One of the most exciting times of everyone’s life is entering the real word as a young adult. Finishing school, getting that first full time job, and venturing out on your own is always an important milestone everyone remembers. It signifies the start of adulthood and finally not being “a kid”. However, for many, the excitement wears off pretty quickly and you then get hit with one of the harshest realities of being an adult: managing your own finances.

Why is it so hard?

Budgeting and learning how to spend your money wisely for the first time is a challenge for everyone. And you’re bound to make mistakes. To make your transition easier, here are four tips to help you survive budgeting in the real world for the first time:
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healthy eating

Ramen noodles may be cheap, but they sure don’t offer much in the way of nutrition.

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15% Off Personal Creations Coupon Codes: 2020 Coupons

How to use a Personal Creations Coupon Code:
After adding items to your order, view your shopping cart and apply codes in the Special Codes box below the order description. Discount will be reflected in the price with a valid code. Only one code is allowed per order.

Personal Creations Tips and Tricks:
Check the homepage of Personal Creations for free shipping offers, and be sure to check out their sale page. A variety of items are always available.

Personal Creations Shipping/Return Policy:
Most items are personalized and shipped to arrive within 3-10 business days. Some orders may take longer. You can check the estimated delivery date at checkout. Oversize items incur an additional shipping charge. Items that are considered oversize are marked in the description. All returns and exchanges must be made within 180 days of receipt. If items are not 100% free of defects in material or workmanship,

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