Tag: Calculator

Auto Loan Calculator | Chase Auto Direct

1 To finance a new or used car with your dealer through JPMorgan Chase Bank, N.A. (“Chase”), you must purchase your car from a dealer in the Chase network. The dealer will be the original creditor and assign the financing to Chase. All applications are subject to credit approval by Chase. Additional terms and conditions apply, such as vehicle make, age and mileage.

2 APR (Annual Percentage Rate) is the cost of credit, expressed as a yearly rate. APRs appearing in calculator results are based on your input. Additional terms and conditions apply such as vehicle age and mileage. When you apply for credit, your application is subject to credit approval by Chase using your full credit history, related score, income and other factors to evaluate your request and ability to repay. Consider checking your credit report occasionally to be sure inaccuracies aren’t impacting your ability to receive credit.

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Loan Calculator | Bankrate.com | Calculate your loan payment today!

Without taking out loans, many of us would not be able to buy a home, a car or afford a higher education. The fact is, mortgages, auto loans and other types of loans can help us to advance and reach important goals in our lives.

The cost of a loan depends on the type of loan, the lender, the market environment and your credit history and income. Borrowers with the best credit profile usually get the best interest rates. Before you shop for a loan, find out your credit score and look at your credit report to make sure it’s accurate. You can get your credit report and credit score for free on Bankrate.

All loans are either secured or unsecured. A secured loan requires the borrower to put up an asset as collateral to secure the loan for the lender. An auto loan is an example of a secured

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Car Loan Calculator: Calculate Interest & Repayments

Things to consider before taking out a loan for a car

In order to make a car loan work for you as well as for the financial institution, you need to have a game plan before you apply. Here are some important things to think about before jumping into debt:

How much you can afford to make in repayments?

You probably know how much you can afford to borrow – but are you sure that you will be able to afford the repayments? The only way to truly know is to have a comprehensive written budget and to ensure that the car loan repayment can be easily absorbed. Don’t forget to take into account any future increase in costs or unpaid leave you might take down the track.

If you’ve used our car loan repayment calculator  above, you should have already determined how high you can afford to go.

How

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Business Insurance Calculator | GEICO

Need to pay a bill, make a change, or just get some information?

With just a few clicks you can access the GEICO Insurance Agency partner your boat insurance policy is with to find your policy service options and contact information.

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Call us at (888) 532-5433 to make changes to your life insurance policy.

Helpful life insurance agents, who can assist you in servicing your policy, are just a phone call away.

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Need to pay a bill, make a change, or get information about your coverage?

Simply, login to your auto policy to manage your umbrella policy.

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For Generali Global Assistance, Inc., visit the Identity Protection

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Emergency Fund Calculator

How much should you save in your emergency fund? 

Most financial experts recommend that you have somewhere between three months and six months of basic living expenses in your emergency fund.

The three-month guideline is generally recommended for those who are in salaried positions and have more secure employment. The six-month recommendation is for those who have less stable employment or earn variable incomes. 

If you fall into the second category, an income reduction may even be more likely than a complete job loss. An emergency fund can be used to help cover your basic living expenses during a time when your income has been reduced.

Naturally, you’ll need to rebuild your account when your income increases. The basic idea will be to build up the account during high earning months, in preparation for low-income months. 

Why you should save?

Having a well-funded emergency fund is more important than just

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Personal Loan Calculator – Estimate Monthly Payments

Loan approval is subject to confirmation that your income, debt-to-income ratio, credit history and application information meet all requirements. Loans are unsecured. Loans are fully amortizing personal loans as long as you pay on time.

You must have a minimum household income of $25,000 to be considered for a Discover personal loan. A Discover Personal Loan cannot be used to pay for post-secondary education or to pay off a secured loan.

Your APR will be between 6.99% and 24.99% based on creditworthiness at time of application for loan terms of 36-84 months. For example, if you get approved for a $15,000 loan at 6.99% APR for a term of 72 months, you’ll pay just $256 per month. Our lowest rates are available to consumers with the best credit. Many factors are used to determine your rate, such as your credit history, application information and the term you select.

We may

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Personal Property Insurance – Cost Calculator

Category Estimated Cost

Sofas, chairs, tables, ottomans, beds, night stands, etc.

Toaster, blender, food processor, vacuum cleaner, and large appliances (if owned) including washer, dryer, refrigerator, range, window air conditioner, portable dishwasher, portable dehumidifier, etc.

Paintings, wall hangings, area rugs, lamps, bric-a-brac.

Everyday dishes, fine china, stainless flatware, pots, pans, knives, etc.

Silver or silver plated flatware or goldware.

Bed linens, quilts, duvets, bed spreads, shams, bath towels/wash cloths/hand towels, dish towels, table cloths, etc.

Clothes, shoes, handbags, belts, hats, gloves, etc.

Desktop computers, laptop computers, external hard drives, external CD/DVD drives, printers, etc.

Home entertainment systems, stereo receivers, speakers, amplifiers, TVs, DVD & BluRay players/recorders, CD players, VCRs, camcorders, MP3 players, portable devices, answering machines, miscellaneous audio/video equipment, etc.

CDs, DVDs, BluRay disks, audio or video tapes, books, flash drives, other media.

Cameras, lenses, tripods, meters, lighting equipment, developing equipment, etc.

Bicycle, skates, skis, sporting goods/athletic equipment, treadmill, stationary

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Finance Calculator

This finance calculator can be used to calculate any number of the following parameters: future value (FV), number of compounding periods (N), interest rate (I/Y), annuity payment (PMT), and start principal if the other parameters are known. Each of the following tabs represents the parameters to be calculated.

Results

FV (Future Value) $48,997.75
PV (Present Value) $27,360.09
N (Number of Periods) 10.000
I/Y (Interest Rate) 6.000%
PMT (Periodic Payment) $1,000.00
Starting Investment $20,000.00
Total Principal $30,000.00
Total Interest $18,997.75

Balance Accumulation Graph

Schedule

  start principal start balance interest end balance end principal
1 $20,000.00 $20,000.00 $1,200.00 $22,200.00 $21,000.00
2 $21,000.00 $22,200.00 $1,332.00 $24,532.00 $22,000.00
3 $22,000.00 $24,532.00 $1,471.92 $27,003.92 $23,000.00
4 $23,000.00 $27,003.92 $1,620.24 $29,624.16 $24,000.00
5 $24,000.00 $29,624.16 $1,777.45 $32,401.60 $25,000.00
6 $25,000.00 $32,401.60 $1,944.10 $35,345.70 $26,000.00
7 $26,000.00 $35,345.70 $2,120.74 $38,466.44 $27,000.00
8 $27,000.00 $38,466.44 $2,307.99 $41,774.43 $28,000.00
9 $28,000.00 $41,774.43 $2,506.47 $45,280.90 $29,000.00
10 $29,000.00 $45,280.90 $2,716.85
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Personal Loan Calculator (2020) – Calculate Your Monthly Payment

Personal Loan Calculator

Photo credit: © iStock/Roman_Gorielov

Personal loans can be your ticket to paying off high-interest credit card debt or tackling big bills. But like all debt,
personal loans are not to be taken lightly. Once you’ve figured out how much you need to borrow and how much you can afford
to pay back each month, you can start shopping for personal loans. Personal loan calculators help you know what to expect.

Wondering if a personal loan is right for you? It’s important to ask yourself why you want to borrow money. Is it to pay
off bills or move to a city with more job opportunities? Is it to eliminate high-interest credit card debt? All of these
are scenarios where it might make sense to consider an affordable personal loan.

What do we mean by affordable? True affordability is a factor of both the personal loan interest rate

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Cheap personal loans guide including loan calculator

This is one of the most common question about loans. You should never aim just to consolidate – it’s often a disaster waiting to happen. If you’ve a lot of small loans or credit card debts, the primary aim should be to pay them as quickly as you can at the lowest possible rate.

Don’t be suckered in by the promise that a consolidation loan can save you money by reducing your outgoings to a “manageable” level using just “one single monthly payment”.

They can – but the way they do this is by stretching your borrowing over a longer period, maybe 15, 20 or even 25 years. That means the amount you pay back is going to be huge, as you’re paying interest for much longer.

A £10,000 loan on a high street credit card at a horrid 18% APR costs £5,240 in interest if paid off within five

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