Personal Loans | TD Bank

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1Loans subject to credit approval. The TD Express Loan is available for loan amounts between $2,000 and $25,000. The TD Express Loan is an Unsecured Personal Loan that receives expedited processing for customers who are looking for loan amounts up to $25,000 and have a credit score of 660 or […]

1Loans subject to credit approval. The TD Express Loan is available for loan amounts between $2,000 and $25,000. The TD Express Loan is an Unsecured Personal Loan that receives expedited processing for customers who are looking for loan amounts up to $25,000 and have a credit score of 660 or above. No income verification is required, and funds may be available within 2 days after you apply. TD Express can also be used for debt consolidation, large purchases (furniture, vacation, weddings), home improvements, and almost any other expenses. It cannot be used for Educational expenses. Loans are available for 12–60 months.

2TD Bank unsecured loan Annual Percentage Rates (APRs) are low in comparison to many credit card APRs. Your APR is based on the specific characteristics of your credit application including, but not limited to; evaluation of credit history, amount of credit requested, and/or geographic location. As of Mar 16, 2020, APRs for a Personal Loan range from 6.99% to 18.99%. Rate displayed assumes 0.25% discount for automatic payment deduction from a personal TD Bank checking or savings account. This discount may be terminated and the interest rate on this account may increase by 0.25% upon cancellation of the automatic payment deduction. Add 0.25% to the rate displayed without automatic payment deduction. APR is fixed and is not subject to increase. $0 origination fee applies. Loans are available for 12–60 months.

3The Unsecured Personal line of credit annual percentage rate (APR) is the Prime rate as indicated in the Wall Street Journal plus 5% to 10.25%. As of Mar 16, 2020, the Prime rate is 3.25%. Your APR is based on the specific characteristics of your credit application including, but not limited to; evaluation of credit history, amount of credit requested, and/or geographic location. The APR will not exceed 18%. The rate displayed assumes a 0.25% relationship discount with an open TD checking account. This discount may be terminated and the interest rate on this account may increase by 0.25% upon closure of checking account. Add 0.25% to the rate displayed without a TD personal checking account. There is a $0 origination fee and $25 annual fee.

4The Secured Loan annual percentage rate (APR) is the prime rate as indicated in the Wall Street Journal plus 2%. As of Mar 16, 2020, the prime rate is 3.25%. APR is a variable rate, adjusted monthly, and subject to change without notice. The APR includes a $50 origination fee, which is a finance charge. The loan origination fee is a finance charge. The origination fee is a one-time fee paid at the closing and does not affect the interest rate or monthly payments. The APR will not exceed 18%. Any and all fees and/or taxes must be paid in full at closing. Loans are available for 12–60 months.

FL residents: Doc Stamp Fee applies.

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