Five Insurance Tips To Make Sure Your Business Is Prepared

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Founder and CEO of ValChoice, bringing transparency to insurance. 

With storms off the Gulf Coast, wildfires sparking in the West and floods and tornadoes in the central states, it’s always important to be prepared for what’s ahead. September marks National Preparedness Month (NPM), and the 2020 theme is “Disasters Don’t Wait. Make a Plan Today.” With the pandemic still impacting our daily lives, the NPM theme offers words to live by.

For business owners, the following are actions to take during NPM to make sure you and your business are prepared.

1. Review Your Insurance Company

Businesses and consumers alike outgrow insurance companies. Companies that sell on price may be a good fit for a 19-year-old driver or a startup business. However, as income and assets grow, your exposure increases.

What many consumers and business owners don’t realize is the price leader you originally chose as an insurer

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How to find the best personal loan for your needs

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Make smart choices when choosing the right personal loan to save money. (iStock)

Personal loans can have a lot of financial benefits if you find the right loan with the right lender. The right personal loan can help you pay off a big-ticket loan or even reduce high-interest credit card debt. When used correctly, a personal loan can be a powerful personal finance tool.

There are many reasons people seek personal loans. Some of the most common uses of a personal loan include:

  • Debt consolidation
  • Home renovations
  • Medical expenses
  • Wedding expenses
  • Vacation
  • Moving expenses
  • Large purchases
  • Funeral expenses
  • Funding a small business
  • Investment

While you can take out a personal loan to fund educational needs or to purchase a vehicle, it may not be the most affordable way. Student loans and car loans often have much lower interest rates.

Personal loans offer flexibility. Unlike auto loans, mortgages and

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Six Key Drivers of a Restarting Economy

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As businesses begin to emerge from the Covid-19 pandemic (hopefully sooner rather than later) and try to determine how they can maximize their chances for success, they will need to re-imagine and re-invent themselves. Rebuilding and trying to get “back” to the future will never get the job done.  There are plenty of internal considerations, but it’s going to be essential to also incorporate the major externalities and shifts, which have changed the playing field. Some of these drivers are technological and others are psychological, but they’re all unavoidable and they need to be part of your mental tool kit as you try to figure out how to succeed in the new world of work.

 The desires and expectations of consumers (whether they’re clients, patients, customers, students, or whatever) are constantly changing and always increasing. Up and to the right. We live in a “what have you done for me

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Financial services sector increases digital ad spending amid pandemic

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  • Insider Intelligence publishes thousands of research reports, charts, and forecasts on the Media, Advertising, and Marketing industry. You can learn more about becoming a client here.
  • The following is a preview of the US Financial Services Digital Ad Spending 2020 report.

Despite this year’s decline in total ad spending in the US, the financial services industry will increase its digital ad outlays.

Top strategic initiatives for US financial services executives once the coronavirus pandemic is over

Digital ad spending in the US financial services industry will increase in 2020.

eMarketer


The pandemic has prompted many consumers to reassess their personal finances and change how they bank, leading the industry to continue spending on digital ads. We expect digital ad spending in the US financial services industry will increase 9.7% in 2020, to reach $19.62 billion.

Consumer banks have closed a significant number of branches, temporarily or even permanently, because of the pandemic. Without a physical location to visit, many consumers have shifted to online

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Disruptive Global Pandemic Calls for Business Innovations in the Asia-Pacific Energy and Environment Industry, 2020

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NEW YORK, Sept. 15, 2020 /PRNewswire/ — Coronavirus 2019 (COVID-19) has brought in new opportunities and business ideas in the midst of economic disruption. The entire value chain in energy and environment industries is affected and it is almost certain that most industry players will register a decline in growth rates in 2020.

Read the full report: https://www.reportlinker.com/p05967981/?utm_source=PRN

However, some immediate and mid- to long-term opportunities are present, and it is imperative that companies take ownership to thread through such trying times with the available opportunities. The need for various innovative and redefined digital platforms and new business models will be more important in the next 1 to 2 years.Immediate impacts to the energy and environment industries are:
• Overall sluggish growth in 2020
• Local suppliers to benefit due to travel lockdowns
• Post-pandemic to call for safety measures in buildings
• Waste management will prevail due to

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