Day: April 5, 2020

Financial Highway – Personal finance blog discussing investments, savings, insurance and financial planning ideas to grow wealth

Who hasn’t just gone ahead and put a vacation or a new TV on a credit card? I know I have. But all the good intentions to pay off that credit card immediately often fall by the wayside. And you’re stuck paying high-interest fees and struggling with debt….

Many of us understand that one of the most important things that can be done for your finances is to save for retirement. Getting started early is one of the best ways to take advantage of compound interest and build a nest egg that can handle just about anything….

When the talk turns to investing, many people shut down. “I can’t invest, I don’t have enough money,” is a common refrain. The good news is that you don’t need a large chunk of capital

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Small Business Events Calendar

A public community calendar


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More Events and Contests 2020

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Benefits, Creating a Routine, In Kids, and More

Personal hygiene is how you care for your body. This practice includes bathing, washing your hands, brushing your teeth, and more.

Every day, you come into contact with millions of outside germs and viruses. They can linger on your body, and in some cases, they may make you sick. Personal hygiene practices can help you and the people around you prevent illnesses. They can also help you feel good about your appearance.

Learn more about why hygiene is so important, the best ways to practice it, and how you can change your habits to make yourself feel and look better.

Each person’s idea of personal hygiene differs. These main categories are a useful place to start for building good hygiene habits:

Toilet hygiene

Wash your hands after you use the restroom. Scrub with soap for 20 to 30 seconds, and be sure to clean between your fingers, on the back

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Roles and Responsibilities of a Finance Department

December 8, 2014

The activities expected from a finance department cover a wide range from basic bookkeeping  to providing information to assisting managers in making strategic decisions.  What to expect from your finance department will depend largely on factors such as how much involvement the owner/manager has in the organization.

At the base level, your bookkeeper will be responsible for all the day-to-day transactional accounting for the business.  This will include the tracking of all transactions and the management of any government reporting. In very small owner-managed businesses, this role is often filled by a family member with accounting experience. An outside accounting firm is usually used for annual financial statements and returns. In larger organizations this role will extend right through to preparing the financial statements with an external auditor engaged for assurance purposes.

To talk to one of our trusted advisors today contact us here, or continue reading

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Difference Between Personal and Personnel

Personal vs Personnel
 

It is very important to clearly understand the difference between personal and personal as they are a pair of words that sound similar, but have different meanings. Those who do not have English as their native language remain confused and cannot make out the difference between personal and personnel. The problem here is compounded with both words pertaining to people or individuals. However, there is a distinct difference between personal and personnel in terms of their usage. Therefore, this article intends to clarify the meanings of both words, personal and personnel, with their correct usage and their correct meanings.

What do Personnel mean?

Personnel are a word that means people who work in an organization. According to the Oxford English dictionary, the definition for the word personnel is as follows. Personnel are “people employed in an organization or engaged in an

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Small business | ASIC – Australian Securities and Investments Commission

COVID-19 information for small business

For information and support, visit:

If you are operating or are planning to operate a small business as a registered company or under a registered business name, this content is for you.

ASIC assists small business as we regulate all companies, financial markets and providers of financial services and consumer credit in Australia and manage the registration of business names.

What is a small business?

A small business is defined differently by different regulators and laws.

ASIC administers the Corporations Act 2001 and this defines a ‘small proprietary company’. From financial years commencing on or after 1 July 2019, a ‘small proprietary company’ is defined as ‘small’ for a financial year if it satisfies at least two of the below criteria:

  • an annual revenue of less than $50 million
  • less than 100
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Student Finance And Support Available

Not sure how to pay for uni, or how you’ll cope during your studies? Don’t worry, there’s a range of finance and support available.

Student finance explained | Student Finance England

Thinking of going to uni or college in 2018/19? Sort out your student finance in three easy steps. Video provided by Student Finance England.

Applying for student finance | Student Finance England

Applying for student finance is easy when you know how. Watch this video to find out what you need to do. Video provided by Student Finance England.

What evidence will I be asked for? | Student Finance England

Don’t delay your student finance application! Make sure you send Student Finance England the right evidence first time. Video provided by Student Finance England.

Repaying your loan | Student Finance England

What, when, and how to repay your student loan. Video provided by Student Finance England.

Student finance in

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The Personal History of David Copperfield (2019)



Nominated for
1
BAFTA Film Award.



Another
7 wins & 7 nominations.


See more awards »


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Good Internet Money | How To Make Money From Home



 




 

 

How to make money at home and earn internet money is definitely possible. Before learning how to make money from home, you first need to be warned and don’t be fooled by promising emails of listed sites’ comments or fancy writing which claim to have helpful systems and offers that shows you ways to make a good living online.  If you are taken in by any of these fancy writers’ claim, you may burn a big hole in your pocket and lose money even before you make any. All systems need to have good support and it could help you save lots of money and time if you join the right money making system, build by a credible network of sources.

 

I have joined many of the so called online “gurus” who are promoting their great training programs

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5 ways technology is transforming finance

New report: The Future of FinTech: A Paradigm Shift in Small Business Finance

For decades, banks and insurers have employed the same relatively static, highly profitable business models. But today they find themselves confronted on all sides by innovators seeking to disrupt their businesses. Crowdfunding, peer-to-peer lenders, mobile payments, bitcoin, robo-advisers – there seems to be no end to the diversity, or to the sky-high valuations, of these “fintech” innovators.

Yet, some might note that they have heard this tune before. The direct banks and “digi-cash” of the 90s captured the imagination of journalists and investors in a similar fashion, but ultimately had little impact. In fact, the financial services industry has been remarkably impervious to past assaults by innovators, partially due to the importance that scale, trust and regulatory know-how have traditionally played in this space.

However, as they say in investing, “past performance is not an indicator of

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