Day: April 1, 2020

Personalized Stationery | Shutterfly

There is something to be said about receiving a letter in the mailbox. In today’s busy life, it is easy to lose touch with the ones we love, and emails can often get lost or left unread. Instead of generic, run-of-the-mill card sets from your local box store, have you considered creating personalized stationery? You can turn your favorite artwork, photographs, and designs into one-of-a-kind stationery. With everything going on, keeping in touch might be difficult but Shutterfly is here to help.

Designing Your Custom Stationery

Shutterfly makes it easier than ever to take your best pictures, images and designs and turn them into beautifully printed, custom stationery sets. Choose from one of the hundreds of templates, upload your artwork and use the design assistant to select your favorite design elements including font, colors and messaging. Customized stationery sets are perfect for everyday correspondence, party invitations and even one-of-a-kind birthday,

Read More

Money Laundering | Wex | US Law

money laundering: an overview

Money laundering refers to a financial transaction scheme that aims to conceal the identity, source, and destination of illicitly-obtained money. The money laundering process can be broken down into three stages. First, the illegal activity that garners the money places it in the launderer’s hands. Second, the launderer passes the money through a complex scheme of transactions to obscure who initially received the money from the criminal enterprise. Third, the scheme returns the money to the launderer in an obscure and indirect way.

Tax evasion and false accounting practices constitute common types of money laundering. Often, criminals achieve these objectives through the use of shell companies, holding companies, and offshore accounts. A shell company is an incorporated company that possesses no significant assets and does not perform any significant operations. To launder money, the shell company purports to perform some service that would reasonably require its

Read More

How To Save Money Fast | 100 Ways to Save Money

No matter where you are on your financial journey, you need to know that it’s possible for anyone to turn their financial life around and start saving money. Sometimes all it takes is that first step in the right direction to get things moving in your favor. But, as with most things, sometimes that very first step is the hardest part.

That’s why we created this list of 100 ways to save money starting today. None of these tactics will be life-changing on their own, but they can make quite a difference over time if you’re able to implement more than one. Some of these suggestions take just a few minutes, while others require a bit of regular effort. Still, they’re all incredibly simple – anyone can do them.

Obviously, not all of these tips will apply to everyone. Just go through the list and find 10 or 15 that

Read More

Reid on Memory and Personal Identity (Stanford Encyclopedia of Philosophy)

Reid traces the target of his criticisms back to the Ancients, whom he
depicts as holding that the mind is a sensorium—a repository of
past ideas and impressions (Essays,
280).[1]
On this
theory, perception, memory and imagination are causal processes
beginning with purely physiological events: impressions on the
brain. These physiological states are taken to have mental
correlates—sensations or ideas of sense or sense
impressions—which are the objects of perception, memory and
imagination. These ideas or impressions are representations in the
sense that they preserve, or re-present information from their
physiological correlates. According to Reid, this view recognizes no
distinction between imagination and memory. Each consists in having a
picture-like impression that remains after the object that
impressed upon the senses is gone. The only difference between the two
is in the fidelity of the imagistic impression to its cause. Memory
consists in the preservation of images

Read More

Car Finance. Cheap finance for new and used cars

 


 

 

 



Grey Arrow   Grey Arrow


 


 

 

 


 


 

 

 



 

 

 


Financial Conduct Authority (FCA) Regulatory Statement: GA Finance & Leasing Ltd are a non independent credit broker (not a lender) whose registered address is 6 Clinton Avenue, Nottingham, NG5 1AW. We can only introduce you to the following lenders and brokers; Jigsaw Finance, Barclays, Close Motor Finance & Paragon and are only able to offer a limited number of products from these providers, who in turn may pay us for introducing you to them. We also may charge you a credit broker fee; any credit broker fee will be disclosed to you and only be charged on your explicit agreement before your application for finance is taken. GA Finance & Leasing Ltd are authorised and regulated by the FCA. Our firms reference number for our
Read More

Reasons Why Forex Traders Lose Money

A commonly known fact is that most forex traders fail. In fact, it is estimated that 96 percent of forex traders lose money and end up quitting. The forex website DailyFX found that many forex traders do better than that, but new traders still have a tough timing gaining ground in this market. To help you make it into that elusive 4 percent of winning traders, the following list shows you some of the most common reasons why forex traders lose money.

Befriending the Market

The market is not something you beat, but something you understand and join when a trend is defined. At the same time, the market is something that can shake you out if you are trying to get too much from it with too little capital. Having the “beating the market” mindset often causes traders to trade too aggressively or go against trends, which is a

Read More

What Is a Personal Loan

The Lopez family was excited about finally getting to remodel their kitchen, something they’d been wanting to do for over a year. However, their excitement transformed into anxiety when their contractor told them the bills for the project would come to around $20,000. They knew they could charge it all on their credit card, but the most they could possibly squeeze out of their budget to pay it back would be $500 a month. At that rate, they’d take nearly six years to pay off the debt and pay more than $7,000 in interest.

The Lopezes were all set to scrap their plans for their dream kitchen when their contractor told them about another possible way to fund the remodel: a personal loan. With their good credit, they could get a five-year loan at an interest rate of around 7% – half of what they’d have to pay on their

Read More

Home | Business Banking | Bank of Scotland Business

19 out of 10 is based on formal credit applications and is an average across the period January 2017 – December 2017.

2The representative APR is an illustration of the rate that the majority of customers will receive. If a loan is described as having a particular representative APR, then we expect to offer that rate or better to at least 51% of the applicants we accept. Other customers may get a different rate based on their individual circumstances.

Our representative APR applies to all unsecured loans with a borrowing amount of up to £25,000 for businesses with a turnover of up to £25 million. This figure is not necessarily the rate you will be receiving and is for illustrative purposes only.

3EAR stands for equivalent annual rate. It is the rate you would pay if you go overdrawn to the full limit of your facility for

Read More