Personal statement examples | reed.co.uk

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OK, so putting a personal statement together is never easy…

But even if you’ve written one before, how you write a personal statement will always depend on your current situation. In other words, what you write as a school leaver will look a lot different to someone who has many years of previous work experience.

To help you find the right one for you, here are some real personal statement examples – and how you can use them to make your CV stand out:

 

Free CV Template

 

University personal statement 

First things first: personal statements aren’t just for your CV.

They’re also a key part of the UCAS application process, and a way to sell yourself to prospective universities. However, they will be much more detailed – and longer – than the one you write for a job application.

We’ve covered everything you need to know about

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Money Orders – Walmart.com – Walmart.com

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Make transactions convenient with money orders

Money orders are official documents representing a specific monetary value, similarly to written checks. However, money orders are different from other forms of payment in a few different ways, which you can read about below. What’s important to know up front is that money orders are prepaid, so you must be able to pay for the full amount you want to include in your money order when you go to purchase it. For example, if you want to send a $100 money order to a family member, you need to be able to pay $100 up front in order to create the money order. Money orders aren’t a form of credit and don’t require a credit score, and you don’t even need a bank account to pay for one. This makes money orders an accessible form of payment for people in a wide

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Money Order Basics: Tips for Payments

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Whether you’re buying or selling something, a money order might be your best option (or your only option) for payment. It’s considered a “safe” form of payment, making it a popular alternative to checks. But it’s important to understand the basic pros and cons of using money orders—and when other payment methods are a better choice.

What Is a Money Order?

A money order is a paper document, similar to a check, used for making payments. Money orders are prepaid, so they are only issued after a buyer pays for the money order with cash or another form of guaranteed funds.

Guaranteed Funds

Because issuers demand payment upfront, money orders are considered relatively safe, or “guaranteed,” forms of payment. They shouldn’t bounce—as personal checks might.

Specific Payee

The name of a payee (the recipient) and the name of a financial institution that issued it appear on

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Benchmark 30-Year Mortgage Rate Rises With Treasury Yields

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Mortgage rates jumped again this week, with the benchmark 30-year fixed-rate mortgage moving to 3.88 percent from 3.77 percent, according to Bankrate’s weekly survey of large lenders.

The rise in rates may be partly due to constrained capacity at the nation’s mortgage lenders, which are coping with a more than four-fold increase in applications as rates have plunged during the coronavirus pandemic. The 10-year Treasury note, a bellwether for mortgage rates, finished Wednesday at 1.18 percent, above its record low of a week ago, its biggest one-day yield increase since 1982. This promises to push mortgage rates higher still.

A year ago, the 30-year rate was 4.44 percent. Four weeks ago, the rate was 3.75 percent. The 30-year fixed-rate average for this week is 0.48 percentage points below the 52-week high of 4.36 percent, and is 0.32 percentage points above the 52-week low of 3.56 percent.

The 30-year fixed mortgages

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Personal Jurisdiction | Wex | US Law

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Overview

Personal jurisdiction refers to the power that a court has to make a decision regarding the party being sued in a case. Before a court can exercise power over a party, the U.S. Constitution requires that the party has certain minimum contacts with the forum in which the court sits.  International Shoe v Washington, 326 US 310 (1945). So if the plaintiff sues a defendant, that defendant can object to the suit by arguing that the court does not have personal jurisdiction over the defendant.

Waiving Personal Jurisdiction

Personal jurisdiction can generally be waived (contrast this with Subject Matter Jurisdiction, which cannot be waived), so if the party being sued appears in a court without objecting to the court’s lack of personal jurisdiction over it, then the court will assume that the defendant is waiving any challenge to personal jurisdiction.  See Federal Rule of Civil Procedure 12(b)(2). 

Obtaining Personal

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30+ Small Business Ideas That Use Skills You Already Have

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free small business ideas

Maybe you’re ready for a career change.

Maybe you’re still unsure what career to pursue in the first place.

Maybe all you really know is that you want to run your own business, but are fresh out of small business ideas.

While looking at the booming industries year by year can be tempting, it’s also a good idea to look to your strengths. What is your skill set? What are you great at? This can be an excellent jumping-off point for coming up with the best business ideas. By focusing on where your skills are, and what type of thing you enjoy doing, you can come up with great business ideas that truly play to your strengths.

These suggestions should give you somewhere to start.

Did I miss your skill set? What are you great at? Share with me in the comments, or on Twitter, and we’ll continue brainstorming!

Download your free business startup checklist today!

Blue Bplans Strip

If

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Healthcare Finance News

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Reimbursement
Nonprofit healthcare sector sees negative financial outlook due to COVID-19; positive outlook expected for pharma

Because there’s such a high level of uncertainty, the risk of a more severe economic impact is elevated and expenses will rise.

More…

Revenue Cycle Management
Managed care, revenue cycle performance strategies are critical to increasing payer yield

Understanding contract loopholes, and being self-advocates during negotiations, can help community hospitals increase their collections.

More…

Strategic Planning
Forecasting the future of HL7 FHIR at HIMSS20

In Orlando, health IT professionals will get an update on what FHIR currently can and can’t do – and what to expect from it going forward.

More…

Capital Finance
Telehealth a target for venture capitalists as its potential to diagnose coronavirus grows

Faster internet speeds, better tech and avoiding other potentially sick patients is pushing investors to pump money into the remote-care space.

More…

Supply Chain
President Trump to invoke Defense Production Act

The Department of Defense is releasing up to 2,000 ventilators and is making available up to 5 million N95 face masks from reserves.

More…

Budgeting
A dynamic healthcare budget process may trump traditional budgeting in terms of accuracy, flexibility

With a labor-intensive budgeting process that provided little business value, OSF Healthcare decided it was time to be more flexible.

More…

Quality and Safety
COVID-19 survey shows 85% of primary care practices lack personal protection equipment and tests

Physician are frustrated

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Major Expenses that Personal Loans Cover

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Loan approval is subject to confirmation that your income, debt-to-income ratio, credit history and application information meet all requirements. Loans are unsecured. Loans are fully amortizing personal loans as long as you pay on time.

You must have a minimum household income of $25,000 to be considered for a Discover personal loan. A Discover Personal Loan cannot be used to pay for post-secondary education or to pay off a secured loan.

Your APR will be between 6.99% and 24.99% based on creditworthiness at time of application for loan terms of 36-84 months. For example, if you get approved for a $15,000 loan at 6.99% APR for a term of 72 months, you’ll pay just $256 per month. Our lowest rates are available to consumers with the best credit. Many factors are used to determine your rate, such as your credit history, application information and the term you select.

We may

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The 9 Best Personal Finance Books of 2020

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Image by Alex Dos Diaz © The Balance 2019

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Some people manage their money like they were born with calculators in their hands. Others…not so much. Maybe they fall prey to their own instincts to spend more than they should. Maybe math just isn’t their strong suit or they find it unbearably tedious to keep track of pennies and dimes, let alone dollars.

If this sounds like you, you’re not alone. Just look at the statistics: The American Psychological Association does a survey every year in an attempt to pin down where folks think they stand financially. The most recent survey indicated that a walloping 70 percent of us believe we’re on shaky financial ground. Even more — 75 percent

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