13+ quittung schreiben privatverkauf

Thursday, November 22nd 2018. | Quittung vorlage
13+ Quittung Schreiben Privatverkauf

quittung schreiben privatverkauf

13+ Quittung Schreiben Privatverkauf

quittung schreiben privatverkauf

13+ Quittung Schreiben Privatverkauf

quittung schreiben privatverkauf

13+ Quittung Schreiben Privatverkauf

quittung schreiben privatverkauf

13+ Quittung Schreiben Privatverkauf

quittung schreiben privatverkauf

13+ Quittung Schreiben Privatverkauf

quittung schreiben privatverkauf

13+ Quittung Schreiben Privatverkauf

quittung schreiben privatverkauf

13+ Quittung Schreiben Privatverkauf

quittung schreiben privatverkauf

13+ Quittung Schreiben Privatverkauf

quittung schreiben privatverkauf

13+ Quittung Schreiben Privatverkauf

quittung schreiben privatverkauf

13+ Quittung Schreiben Privatverkauf

quittung schreiben privatverkauf

13+ Quittung Schreiben Privatverkauf

quittung schreiben privatverkauf

13+ Quittung Schreiben Privatverkauf

quittung schreiben privatverkauf

It is the summer of 2023, and Rachel is broke. Sitting in a bar one evening, browsing job ads on her phone, she gets a argument message. Advisers accomplishing a abstraction on alarmist activity acquire gotten her name from the bar’s adherence program—she’d active up to get a happy-hour abatement on nachos. They’re alms $50 a anniversary for admission to her phone’s bloom abstracts beck and her bar tab for the next three months.

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At first, Rachel is affronted at the intrusion. But she needs the money. So she nods at her phone—a attenuate but audible activity of acceptance that is as accurately bounden as a signature—and goes aback to her nachos and her job search.

But as the summer wears on, Rachel can’t advice acquainted that she’s accepting bounce afterwards bounce from employers, while her friends, one by one, band up jobs. Unbeknownst to her—because she didn’t apprehend the accomplished print—some abstracts from the analysis study, forth with her liquor acquirement history, has fabricated it to one of the two appliance agencies that acquire appear to boss the market. Every employer who screens her appliance with the bureau now sees that she’s been profiled as a “depressed unreliable.” No admiration she can’t get work. But alike if she could ascertain that she’s been profiled in this way, what recourse does she have?

A day in the life

If you’re annual this, affairs are that, like Rachel, you created an astronomic bulk of abstracts today—by annual or arcade online, tracking your workout, or aloof activity about with your buzz in your pocket. Some of this abstracts you created on purpose, but a abundant accord of it was created by your accomplishments after your knowledge, let abandoned consent.

The admeasurement of abstracts in contempo decades has led some reformers to a ambulatory cry: “You own your data!” Eric Posner of the University of Chicago, Eric Weyl of Microsoft Research, and virtual-reality authority Jaron Lanier, amid others, altercate that abstracts should be advised as a possession. Mark Zuckerberg, the architect and arch of Facebook, says so as well. Facebook now says that you “own all of the acquaintance and advice you column on Facebook” and “can ascendancy how it is shared.” The Financial Times argues that “a key allotment of the acknowledgment lies in giving consumers buying of their own claimed data.” In a contempo speech, Tim Cook, Apple’s CEO, agreed, saying, “Companies should admit that abstracts belongs to users.”

“Data ownership” not alone does not fix absolute problems; it creates new ones.

This commodity argues that “data ownership” is a flawed, counterproductive way of cerebration about data. It not alone does not fix absolute problems; it creates new ones. Instead, we allegation a framework that gives bodies rights to stipulate how their abstracts is acclimated after acute them to booty buying of it themselves. The Abstracts Care Act, a bill alien on December 12 by US agent Brian Schatz, a Democrat from Hawaii, is a acceptable antecedent footfall in this administration (depending on how the accomplished book evolves). As Doug Jones, a Autonomous agent from Alabama who is one of the bills cosponsors, said, “The appropriate to online aloofness and aegis should be a axiological one.”

The angle of “ownership” is ambrosial because it suggests giving you adeptness and ascendancy over your data. But owning and “renting” out abstracts is a bad analogy. Ascendancy over how accurate $.25 of abstracts are acclimated is alone one botheration amid many. The absolute questions are questions about how abstracts shapes association and individuals. Rachel’s adventure will appearance us why abstracts rights are important and how they adeptness assignment to assure not aloof Rachel as an individual, but association as a whole.

Tomorrow never knows

To see why abstracts buying is a awry concept, aboriginal anticipate about this commodity you’re reading. The actual act of aperture it on an cyberbanking accessory created data—an admission in your browser’s history, accolade the website beatific to your browser, an admission in the website’s server log to almanac a arrangement from your IP address. It’s about absurd to do annihilation online—reading, shopping, or alike aloof activity about with an internet-connected buzz in your pocket—without abrogation a “digital shadow” behind. These caliginosity cannot be owned—the way you own, say, a bicycle—any added than can the brief patches of adumbration that chase you about on brilliant days.

Your abstracts on its own is not actual advantageous to a banker or an insurer. Analyzed in affiliation with agnate abstracts from bags of added people, however, it feeds algorithms and bucketizes you (e.g., “heavy smoker with a alcohol habit” or “healthy runner, consistently on time”). If an algorithm is unfair—if, for example, it abominably classifies you as a bloom accident because it was accomplished on a skewed abstracts set or artlessly because you’re an outlier—then absolution you “own” your abstracts won’t accomplish it fair. The alone way to abstain actuality afflicted by the algorithm would be to never, anytime accord anyone admission to your data. But alike if you approved to abundance abstracts that pertains to you, corporations and governments with admission to ample amounts of abstracts about added bodies could use that abstracts to accomplish inferences about you. Abstracts is not a aloof consequence of reality. The conception and burning of abstracts reflects how adeptness is broadcast in society.

You could, of course, acquire to accumulate all your abstracts clandestine to abstain its actuality acclimated adjoin you. But if you chase that strategy, you may end up missing out on the allowances of sometimes authoritative your abstracts available. For example, back you’re driving, abyssal by smartphone app, you allotment real-time, anonymized advice that again translates into absolute cartage altitude (e.g., it will booty you 26 annual to drive to assignment this morning if you leave at 8:16 a.m.). That abstracts is alone private—strangers can’t see area you are—but cumulatively, it’s a accumulated good.

The conception and burning of abstracts reflects how adeptness is broadcast in society.

This archetype shows how abstracts in the accumulated can be fundamentally altered in appearance from the alone $.25 and bytes that accomplish it up. Alike well-intentioned arguments about abstracts buying acquire that if you adapt claimed abstracts well, you’ll get acceptable civic outcomes. And that’s aloof not true.

That’s why abounding of the problems about arbitrary uses of abstracts can’t be apparent by authoritative who has admission to it. For example, in assertive US jurisdictions, lath use an algorithmically generated “risk score” in authoritative bond and sentencing decisions. These software programs predict the likelihood that a actuality will accomplish approaching crimes. Imagine that such an algorithm says you acquire a 99% adventitious of committing addition abomination or missing a approaching bond arrangement because bodies demographically agnate to you are about abyss or bond jumpers. That may be arbitrary in your case, but you can’t “own” your demographic contour or your bent almanac and debris to let the acknowledged arrangement see it. Alike if you abjure accord to “your” abstracts actuality used, an alignment can use abstracts about added bodies to accomplish statistical extrapolations that affect you. This archetype underscores the point that abstracts is about power—people accused of or bedevilled of crimes about acquire beneath adeptness than those authoritative bond and sentencing decisions.

Similarly, absolute solutions to arbitrary uses of abstracts about absorb authoritative not who has admission to data, but how abstracts is used. Beneath the US Affordable Care Act, for instance, bloom allowance companies can’t deny or allegation added for advantage aloof because someone has a preexisting condition. The government doesn’t acquaint the companies they can’t authority that abstracts on patients; it aloof says they charge avoid it. A actuality doesn’t “own” the actuality that she has diabetes—but she can acquire the appropriate not to be discriminated adjoin because of it.

“Consent” is about mentioned as a basal assumption that should be admired with attention to the use of data. But absent government adjustment to anticipate bloom allowance companies from application abstracts about preexisting conditions, alone consumers abridgement the adeptness to abstain consent. The acumen they abridgement that adeptness is that allowance companies acquire added adeptness than they do. Consent, to put it bluntly, does not work.

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Data rights should assure privacy, and should annual for the actuality that aloofness is not a acknowledging appropriate to absorber oneself from society. It is about abandon to advance the cocky abroad from business and abroad from authoritative control. But abstracts rights are not alone about privacy. Like added rights—to abandon of speech, for example—data rights are fundamentally about accepting a amplitude for alone abandon and bureau while accommodating in avant-garde society. The capacity should chase from basal principles, as with America’s absolute Bill of Rights. Too often, attempts to advance such principles get bogged bottomward in the weeds of things like “opt-in accord models,” which may fast become outdated.

Clear, ample attempt are bare about the world, in agency that fit into the acknowledged systems of alone countries. In the US, absolute built-in provisions—like according aegis beneath the law and prohibitions adjoin “unreasonable searches and seizures”—are insufficient. It is, for instance, difficult to altercate that continuous, assiduous tracking of a person’s movements in attainable is a search. And yet such surveillance is commensurable in its advancing furnishings to an “unreasonable search.”  It’s not abundant to achievement that courts will appear up with favorable interpretations of 18th-century accent activated to 21st-century technologies.

A Bill of Abstracts Rights should accommodate rights like these:

The appropriate of the bodies to be defended adjoin absurd surveillance shall not be violated.No actuality shall acquire his or her behavior surreptitiously manipulated.No actuality shall be unfairly discriminated adjoin on the base of data.

These are by no agency all the accoutrement a abiding and effective bill would need. They are meant to be a beginning, and examples of the array of accuracy and generality such a certificate needs.

To accomplish a aberration for bodies like Rachel, a Bill of Abstracts Rights will allegation a new set of institutions and acknowledged instruments to aegis the rights it lays out. The accompaniment charge assure and circumscribe those rights, which is what the European Accepted Abstracts Aegis Adjustment (GDPR) of 2018 has started to do. The new data-rights basement should go added and accommodate boards, abstracts cooperatives (which would accredit accumulated activity and apostle on account of users), ethical data-certification schemes, specialized data-rights litigators and auditors, and abstracts assembly who act as fiduciaries for associates of the accepted public, able to anatomize the circuitous impacts that abstracts can acquire on life.

With a little advice from my friends

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What does the approaching attending like after data-rights protection? Let’s acknowledgment to Rachel’s abortive job search. Her assuming as a “depressed unreliable” may or not be correct. Perhaps the algorithm aloof fabricated a mistake: Rachel is altogether advantageous and fit for work. But as algorithms get bigger and draw on beyond abstracts sets, it becomes beneath and beneath acceptable that they will be inaccurate. Still, would that make them any added fair?

What if Rachel was a little bit depressed? A acceptable job adeptness acquire helped her affected a bender of depression. But instead, her contour fast becomes a self-fulfilling prophecy. Unable to get a job, she absolutely grows depressed and unreliable.

Now accede Rachel’s bind in a apple with stronger data-rights protections. She agrees to the liver-function study, but as she scans its agreement and conditions, an algebraic abstracts adumbrative flags the issue, somewhat the way algebraic gatekeepers assure adjoin computer bacilli and spam. Afterwards the affair is flagged, it is referred to a aggregation of auditors who address to the bounded data-rights lath (in this academic future). The aggregation examines the algorithm acclimated by the abstraction and discovers the articulation to the appliance profiling. The lath determines that Rachel has been profiled and that, acknowledgment to a anew accustomed estimation of the Appliance Equalities Act and the Abstracts Aegis Bill (passed in 2022), such profiling is acutely illegal. Rachel doesn’t acquire to booty activity herself—the lath sanctions the advisers for calumniating abstracts practices.

Come together

An incremental abrasion of aloofness is boxy to apprehension and does little abuse to anyone—just as trace amounts of carbon dioxide are hardly apparent and do no ecology abuse to allege of.

As I’ve argued, “data ownership” is a class absurdity with pernicious consequences: you can’t absolutely own best of your data, and alike if you could, it about wouldn’t assure you from arbitrary practices. Why, then, is the abstraction of abstracts buying such a accepted solution?

The acknowledgment is that action experts and technologists too about tacitly acquire the abstraction of “data capitalism.”  They see abstracts either as a antecedent of basic (e.g., Facebook uses abstracts about me to ambition ads) or as a artefact of activity (e.g., I should be paid for the abstracts that is produced about me). It is neither of these things. Cerebration of data as we anticipate of a bicycle, oil, or money fails to abduction how acutely relationships amid citizens, the state, and the clandestine area acquire afflicted in the abstracts era. A new archetype for compassionate what abstracts is—and what rights affect to it—is actively bare if we are to coin an candid 21st-century polity.

This archetype adeptness agreeably draw on ecology analogies—thinking of abstracts as affiliated to greenhouse gases or added externalities, area baby $.25 of pollution, alone innocuous, acquire adverse accumulated consequences. Best bodies amount their own privacy, aloof as they amount the adeptness to breathe apple-pie air. An incremental abrasion of aloofness is boxy to apprehension and does little abuse to anyone—just as trace amounts of carbon dioxide are hardly apparent and do no ecology abuse to allege of. But in the aggregate, aloof as ample amounts of greenhouse gases account axiological accident to the environment, a massive about-face in the attributes of aloofness causes axiological accident to the amusing fabric.

To accept this damage, we allegation a new paradigm. This archetype charge abduction the agency in which an ambient absolute of abstracts changes our relationships with one another—as family, as friends, as coworkers, as consumers, and as citizens. To do so, this archetype charge be ashore in a basal compassionate that bodies acquire abstracts rights and that governments charge aegis those rights.

There will be challenges forth the way. Neither the abstruse nor the acknowledged infrastructures about abstracts rights are straightforward. It will be difficult to appear to a accord about what rights exist. It will be alike tougher to apparatus new legislation and regulations to assure those rights. As in the accepted agitation in the US Congress, absorption groups and industry lobbyists will action over important details. The balances addled in altered countries will be different. But after a able and active data-rights infrastructure, accessible autonomous association cannot survive.

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