American Express Personal Loans Review 2020

Fixed Rate APR 6.98% to 19.98%
Variable Rate APR N/A

Loan Terms

Personal loan terms range from 12 to 36 months.

Credit Score Requirements

American Express doesn’t list a minimum credit score on its website. But keep in mind that not everyone will qualify for the lowest APR, largest loan amount, or all repayment options. 


The lender doesn’t charge an origination fee or prepayment penalty. But you need to watch fees for late payments or insufficient funds for which it charges $39.

Time to Receive Funds

After signing your personal loan agreement, it may take three-to-five business days to receive the funds. It may take longer if American Express needs to verify your bank account.

American Express Personal Loan Features

In addition to the features mentioned above, personal loans offered by American Express also have these characteristics:

  • Quick online application: American Express offers a fast online application
Read More

At What Age You Are Expected To Pay Less For Car Insurance?

LOS ANGELES, CA / ACCESSWIRE / August 7, 2020 / ( has launched a new blog post that explains which drivers pay the cheapest car insurance rates.

For more info and free auto insurance quotes, please visit

One very important factor used by car insurance companies to determine their customers’ car insurance premiums is the age of the customers. People in their 40s and 50s are usually paying the lowest insurance rates. Drivers from those age groups are considered to be among the safest and most experienced drivers on the road. Also, they file fewer claims than older or younger drivers. After the age of 25, the car insurance premiums will begin to drop and they will start to rise once again once the drivers enter their 70s.

Besides age, the next major factors can affect the price of insurance:

  • Gender. Young male drivers will pay

Read More

Argentina must fix economy after debt deal

By Cassandra Garrison and Eliana Raszewski

a close up of a sign: FILE PHOTO: A pedestrian wearing a face mask walks past posters on the street that read "No to the payment of the debt. Break with the IMF", in Buenos Aires

© Reuters/Agustin Marcarian
FILE PHOTO: A pedestrian wearing a face mask walks past posters on the street that read “No to the payment of the debt. Break with the IMF”, in Buenos Aires

BUENOS AIRES (Reuters) – It took months of tough talks for Argentina to reach agreement on restructuring $65 billion in debt. Now, economists and policymakers say, the real work begins: reviving Latin America’s No. 3 economy from its currency and fiscal crises.

Alberto Fernández wearing a suit and tie: FILE PHOTO: Argentina's President Alberto Fernandez looks on durring the session of the 138th legislative term at the National Congress in Buenos Aires

© Reuters/Agustin Marcarian
FILE PHOTO: Argentina’s President Alberto Fernandez looks on durring the session of the 138th legislative term at the National Congress in Buenos Aires

Though both government and creditors celebrated Tuesday’s deal that should help Argentina avert a messy default, it still faces a 10%-plus contraction this year, an over-valued peso, spiking poverty and a deep fiscal hole.

a man looking at a screen: FILE PHOTO: Argentine Economy Minister Martin Guzman gestures during an interview with Reuters, in Buenos Aires

© Reuters/Agustin Marcarian
FILE PHOTO: Argentine Economy Minister Martin

Read More

Insights From Michelle Singletary: Diversity in Financial Services

Author, writer of The Color of Money column in The Washington Post, and TV and radio guest Michelle Singletary addressed a critical subject in the finance industry during her interview on The Long View. Along with the coronavirus pandemic, there is another force plaguing the world with long-lasting economic impacts: the lack of diversity in financial services.  

Singletary’s message is simple: We need diversity. Without it, the racial wealth gap will continue to widen and a diverse population of investors will remain underrepresented, underserved, and underappreciated.  

Here are excerpts from Singletary’s conversation:  

The Disproportionate Impacts on People of Color During Crisis 
Singletary: I wrote about a report out of the Urban Institute Housing Policy Center. They were looking at past crises and storms and how they impacted homeownership for African Americans. In all these storms–the Great Recession, Hurricane Katrina, and now even COVID-19–the frontline workers, those low-income workers, many

Read More

Cannabis Beverages Market: Growth Opportunities Created by Covid19 Outbreak

The MarketWatch News Department was not involved in the creation of this content.

Aug 06, 2020 (The Expresswire) —
According toFortune Business Insightsin a report, titled“Cannabis Beverages Market Size, Share and Industry Analysis, By Type (Alcoholic and Non-alcoholic), Distribution Channel (Mass Merchandisers, Specialty Stores, Online Retail, and Others), and Regional Forecast 2019 – 2026”The market was valued at USD 173.76 Mn in 2018. Fortune Business Insights states that the market will reach USD 2,050.44 Mn by the end of 2026, thus exhibiting a CAGR of 37.13%.

List of best companies in the global cannabis beverages market included;

  • Aurora Cannabis,
  • Aphria Inc.,
  • Canopy Growth Corporation,
  • MedReleaf Corp.,
  • Cronos Group Inc.,
  • GW Pharmaceuticals, plc.,
  • CannTrust Holdings Inc.,
  • VIVO Cannabis Inc.,
  • Tilray, and
  • OrganiGram Holdings.

Browse Complete Report Details with Tables and Figures:

In addition to the legalization of cannabis for recreational purposes, its use as a medical aid for patients has

Read More

Loan borrowers alert! RBI allows lenders to do this

a man wearing a suit and tie standing in front of a door

© Provided by Zee Business

Reserve Bank of India (RBI) Governor Shaktikanta Das on Thursday, during the Monetary Policy Committee press conference, made a big announcement pertaining to restructuring of loans of corporate, individual borrowers. RBI has allowed lenders to provide window to restructure loans of corporate, individual borrowers to ease COVID-19 impact.

RBI Governor Shaktikanta Das said, “The disruptions caused by COVID-19 have led to heightened financial stress for borrowers across the board. A large number of firms that otherwise maintain a good track record under existing promoters face the challenge of their debt burden becoming disproportionate, relative to their cash flow generation abilities. This can potentially impact their long-term viability and pose significant financial stability risks if it becomes widespread.”

Further, Das said, “Accordingly, it has been decided to provide a window under the June 7th Prudential Framework to enable lenders to implement a resolution plan in respect

Read More

3 Points Parents Should Keep in Mind

Kids don’t have incomes, but it can still make financial sense to insure their lives. Before you buy a policy, though, consider a few key aspects of the choice in children’s life insurance. Getting a life insurance policy for kids doesn’t suit every family. Yours might be so well off as not to need such protection, or might prefer to use the money you’d pay in premiums to help pay your kids’ college bills, say, or provide a cash gift to them at a certain age. For others, though, this coverage can provide peace of mind and protection against the financial costs of losing a child, which would be a burden to cover. I’m one of those parents. For me, the compelling reasons to buy life insurance on my three girls included the desire to protect against the loss of my own income, to pay funeral costs, and to

Read More

More businesses will tap Fed loan programme if economy worsens, Rosengren says

Eric S. Rosengren wearing a suit and tie: FILE PHOTO: The Federal Reserve Bank of Boston's President and CEO Eric S. Rosengren speaks in New York

© Reuters/Keith Bedford
FILE PHOTO: The Federal Reserve Bank of Boston’s President and CEO Eric S. Rosengren speaks in New York

By Jonnelle Marte

(Reuters) – A key Federal Reserve official told a congressional watchdog on Friday that participation in a $600 billion (460 billion pounds) loan programme meant to carry small and medium-sized firms through the coronavirus crisis would expand rapidly if the pandemic or economy worsened.

American businesses have tapped only a fraction of the funds available through the Main Street Lending Program launched by the U.S. central bank last month, spurring criticism the program was too restrictive and set up too late to help employers.

“Should the pandemic and the economy worsen, or financial institutions experience larger-than-expected loan losses and depletion of capital – all things we hope do not happen – then I would expect interest in using this program to expand more rapidly,” Boston Fed

Read More

Provident Financial Services, Inc. Completes Merger with SB One Bancorp

ISELIN, N.J., Aug. 03, 2020 (GLOBE NEWSWIRE) — Provident Financial Services, Inc. (NYSE: PFS) (“Provident”), the parent company of Provident Bank, announced today that the acquisition of SB One Bancorp (Nasdaq: SBBX) (“SB One”) and its subsidiary, SB One Bank, closed effective July 31, 2020.

Under the terms of the merger agreement, each outstanding share of SB One common stock will be exchanged for 1.357 shares of Provident common stock together with cash in lieu of any fractional shares. The combined organization will have approximately $12 billion in assets and will rank as the 3rd largest bank headquartered in New Jersey. The merger brings together two high-performing companies with complementary geographies and business lines.

“We welcome the customers, employees, and shareholders of SB One to the Provident team. We also welcome Edward Leppert, Robert McNerney and Anthony Labozzetta to our Boards of Directors. I especially look forward to Tony joining

Read More

Interventional Oncology Market (2020 To 2025) SWOT Analysis Has Been Used To Understand The Strength, Weaknesses, Opportunities And Threats

The MarketWatch News Department was not involved in the creation of this content.

Aug 07, 2020 (AmericaNewsHour) —
Global Interventional Oncology Market Analysis
According to Verified Market Research, the Global Interventional Oncology Market was valued at USD 1.78 Billion in 2018 and is projected to grow at a CAGR of 6.83% to reach USD 2.96 Billion by 2026, over the forecast period.

What is Interventional Oncology?
Interventional oncology deals with the diagnosis and treatment of cancer using minimally invasive procedures that are performed under image guidance. Interventional oncology is used to treat primary or metastatic cancer such as liver cancer, kidney cancer, lung cancer, bone cancer, prostate cancer, breast cancer, and pancreatic cancer. The procedures are carried out using guide accessories and instruments, including ablation electrodes, biopsy needles, and intravascular catheters that enable the treatment of a tumor situated in remote parts of the body.

Global Interventional Oncology Market Outlook

Read More